Be sure to have a sense of fraud prevention, and you won't be cheated if you do these things well.

Master certain anti-fraud measures to protect yourself.

1. Why are some college students easily deceived in communication?

In today's university campus, college students are cheated from time to time. The main reasons are as follows:

1. Simple thinking and poor resolution. Many students from primary school, middle school to university have the experience of "ten years of cold window", have little contact with society, have simple thinking, lack the proper ability to distinguish some people or things, and even lack the habit of asking questions. The analysis of things often stays on the surface, or does not analyze at all, which gives fraudsters an opportunity.

2. Emotional, negligent prevention. Helping people in trouble is a fine tradition of our country, which deserves our inheritance and development. But it is very dangerous to "help" a stranger or a short acquaintance without thinking. However, it is a pity that many of our college students, with naive, analytical sympathy and compassion, are often deceived by the sweet words of swindlers when they meet those "victims" who claim to be in urgent need of your help, and then "generously donate", thinking that they have done a good deed, but they fall into the trap set by swindlers.

It is careless to ask others for help. Everyone will inevitably ask for help from others, but the key is to understand each other's personality and identity. Some students are eager to help others when they need help, and they completely relax their vigilance. They always obey each other's requirements and meet each other's requirements "voluntarily and consciously".

4. Be greedy for petty gain and quick success. Greed is the victim's greatest psychological weakness. The reason why many fraudsters cheat repeatedly is to take advantage of people's bad mentality to a great extent. Victims are often deeply attracted by the "benefits" and "benefits" provided by fraudsters. They think that they can get the maximum profit and benefit with the least cost and effort. When they see the benefits, they will flock to them. They don't think deeply and analyze what fraudsters do, and they don't do in-depth investigation and research. In the end, they all ended in a tragic ending of "picking up sesame seeds and losing watermelon"

Especially in today's rapid development of market economy, some "smart" swindlers are targeting women more and more, and they have succeeded repeatedly. Women are easily deceived for the following reasons:

1. Most women cherish their feelings and are compassionate, so they are easy to feel trust and dependence on others. It is precisely because of this feature of women that some people cheat more on women.

2. Most women are loyal and face-saving, and easy to accommodate each other. Women are often ashamed to express things that should be serious because of their feelings, and they can't bear to refuse things that go against their wishes, which leads to scammers pushing their luck.

3. Some women are eager for success, like to engage in short-term behavior, and are easily tempted by temporary interests. In real life, some women quickly form a "good" impression of "keeping promises and being reliable" just because of one or two sentences of "I love you" and "keeping promises". Once the other party gives a small favor, it is easy to relax your vigilance and let the liar lead you by the nose.

Second, the main means of school fraud

1. Fake identity crime-fraudsters often use fake business cards and fake ID cards to communicate with people, and some even use the found ID cards to open accounts in banks and withdraw fraudulent funds. In order to get property without revealing clues, swindlers usually commit crimes in guerrilla mode, and then run away after getting the property. Others use money, business cards, identity cards, reputations, etc. They cheat others and commit crimes repeatedly.

2. Take advantage of the victim's eagerness to get a job and go abroad, and then play tricks to make money.

3, true identity, false contract-the use of false or invalid contracts for fraud cases, in recent years has increased. Some swindlers take advantage of college students' inexperience, poor legal awareness and eagerness to make money to subsidize their lives. They often let students sell products for them in the name of the company, but they don't honor their promises and rewards afterwards, so that students are deceived.

4. In the name of borrowing money, cheating money is the truth-some scammers take advantage of people's greed for cheap money and raise funds at high interest rates as bait, so that some teachers and students are deceived.

5, shoddy, malicious deception-some scammers use the characteristics of teachers and students who have little experience in "knowing goods" and demand high quality and low price to promote various products at home, so that teachers and students can be deceived, or use online shopping to achieve the effect of "cheating without meeting".

6, in the name of recruitment, set up a scam-in order to reduce the family burden, work-study program has become an important means for many college students to make a living and study. Fraudsters often take advantage of this opportunity to cheat some students who are eager to find jobs in the name of recruitment, defrauding introduction fees, security deposits, registration fees and so on.

7. Deceive trust and look for opportunities to commit crimes-Xu fraudsters often take every opportunity to make friends with college students, or show enthusiasm after a brief encounter, or show great feelings of being friends, and often look for opportunities to commit crimes after defrauding trust.

8. Making up lies to cheat money-At stations, docks, and even on campus, it is often found that some young people pretend to be students from other places who come to practice locally, pretending to be pitiful to you, making excuses for being separated from their peers' teachers and classmates, and the school urgently calls them to fly back to school, thus defrauding college students of money, and they have repeatedly succeeded. Some even cheat students' parents on the grounds that students are in urgent need of money to treat diseases due to accidents or illness, which is often easy to succeed.

Three, the preventive measures of fraud cases in colleges and universities

1. Have anti-fraud consciousness. As the saying goes: "Don't be intentional when harming others, and don't be intentional when preventing others." Of course, "preventing people" is not scary. The key is to have this awareness. The social environment is ever-changing, so young college students must adapt to the environment as soon as possible and learn to protect themselves. It is good for you to take an active part in the legal and safety education activities organized by the school, and to know more, understand more and master more preventive knowledge. In daily life, you can't be greedy for petty gain and seek personal gain; While advocating helping others and giving love, we should be vigilant and not believe in rhetoric; Don't trust anyone, especially strangers, and follow blindly. When others encounter something, you should have a clear understanding. Don't be credulous and follow blindly because the other party has said a good word and promised a good thing. We should know how to investigate and think, and make a correct response on this basis. Don't tell strangers your home address, so as not to be deceived; Can't apply for a job abroad by unfair means; If suspicious persons are found, they should report them in time, and if they are deceived, they should report them in time and expose them boldly so that criminals can be punished by law.

2. Don't get emotional. The ultimate goal of fraudsters is to cheat money and cheat it away in the shortest time. Therefore, for fraudsters who are ostensibly "emotional and friendly" (especially those who are unfortunate, new friends and fellow villagers), if they ask you for money, they must not be blinded by the appearance of feelings, but learn to "listen, observe and distinguish", that is. It is best to compare the reactions that should be made under common sense. If you think that the other party's money request is unrealistic or beyond common sense, you should report it to the teacher or security office in time to avoid undue losses.

Be careful when making friends, and don't act in love. Human emotion is the communication between subject and object, which is not only a subjective experience, but also a reflection of the outside world, and should contain reasonable rational elements. If you just rely on your feelings and blindly "follow your feelings", you are often easily deceived. There are two basic principles for making friends: one is to choose a good one and follow it. A true friend should be based on like-minded and noble moral sentiments. It is a sincere emotional exchange rather than a simple interest relationship. They should learn to understand, understand and forgive. Second, for people introduced by acquaintances or friends, we should learn to "listen to their words, observe their colors and distinguish their actions" instead of "friends are friends". For "new friends", don't "open your heart" easily, let alone listen to you and be manipulated by them. For those strangers who "come like rain and go like dust", we should not believe their words, but should verify their true identity as soon as possible. For those who are not verified or clear, we can't give them time and space to act alone, so as not to create conditions for criminals to commit crimes.

Pay special attention to those who brag about their "skills" or "abilities" too actively, or those who are eager to "help" you solve your difficulties. In order to gain your trust faster and achieve their ulterior motives, most fraudsters who call themselves "celebrities" and "capable people" will show off their "skills" in front of you, saying how they got it and what they achieved, while he is using his "skills and abilities" to solve your difficulties or meet your requirements. You should pay special attention to this kind of person, because the "able man" in front of you is probably a complete liar, and he is trying to gain your trust. Your reaction at this time largely determines whether you will be cheated later.

4. Don't be greedy for petty gain. We should think deeply and investigate the "windfall" and "benefits" that fly in, especially the benefits promised by people who are not familiar with them. You know, nothing falls in the sky. Strive to overcome self-greed and excessively pursue sudden "interests." The best defense against these windfalls and benefits is to think twice before you act.

Students should communicate with each other and help each other. Strengthening exchanges and mutual assistance between students can not only enhance friendship and establish good relations, but also get students' "guidance" because of the increase of exchanges and help, so as to avoid the situation of "infatuation with the authorities".

6. Obey campus management and consciously abide by school rules and regulations. Obeying campus management, reducing the number of unscrupulous outsiders entering the dormitory and consciously observing school rules and regulations are also conducive to reducing contact with scammers and reducing the possibility of being deceived.

In a word, the process of cheating by fraudsters can be divided into two stages: one is to win trust, and the other is to defraud the other party's property. For fraudsters and victims, the first stage is the most important and prominent stage of fraudsters' behavior. Although there are many ways to cheat, as long as we have a strong sense of anti-cheating, overcome some bad psychology in our hearts, stay awake to the problem, and do "think twice before you act, check three times before you act", we will not be deceived in most cases.

Especially for female college students, we should strengthen the awareness of fraud prevention and do the following:

(1) Don't wait for an accident to think of the law.

To have legal awareness is not only to know how to use the law afterwards, but also to run through the legal awareness before and during the event. Complete written legal procedures should be performed in advance, without oral agreement, and the written procedures should be detailed.

(2) Don't trust strangers easily.

In dealing with people, we should always be wary of strangers, especially strange men, don't believe their questions or promises easily, don't tell others their identity and contact information easily, and don't associate with them alone.

(3) Don't dream of getting something for nothing.

When you are faced with temptation, don't be eager for quick success and instant benefit. I want to think at any time: why do others give me so many benefits? Is this reasonable? There will be no pie in the sky. Pay attention to analyze the benefits promised by the other party, and you will come to a more objective and feasible conclusion.

(d) Avoid emotional impulse and loyalty.

There are many lawless people who use women's love and emotion to cheat in the name of "making friends", "falling in love" and "asking for help". Beware of scams hidden behind sweet words or "generous acts"

(5) Once you find that you have been cheated, you must be calm.

Don't panic, try to grasp the evidence of the other party's guilt in time, report the case quickly and prevent the alarm. Some people think that getting the money back is the key, so they want to settle after being cheated, so they take the initiative to come to the door and ask the liar to return the property. This is stupid, which is equivalent to telling the other party that the scam has been exposed and reminding the liar to run away quickly. It is wise to pretend that you are still in the dark and keep track of each other's whereabouts at any time; Find out the use direction of the property cheated by the other party and report the case to the public security organ in time.

Fourth, how do college students guard against road swindlers?

In recent years, in many fraud cases, road swindlers have repeatedly succeeded, and young people account for the majority of the deceived, including many college students. Therefore, as college students, we should pay special attention to beware of road swindlers.

1, don't be greedy for petty gain. A prerequisite for the success of fraud is to make use of the psychology of the deceived.

2. Don't buy goods from unlicensed vendors who don't know reasonable prices and quality standards on the road. Don't listen to people around the booth applauding, shouting cheap, or even rushing to buy. Maybe they are the so-called "trust".

3. Beware of magic deception. A lot of magic looks fair, but it's actually hidden, so most people can't see what he has done. If you are not careful, the liar will have a chance to let you taste the sweetness and kill you. Therefore, when you encounter the magic of setting up a stall, you must not fall into the trap.

4. Don't easily participate in the game activities of swindlers. The intention of a liar is sometimes easy to see through, but he often uses people's curiosity or participation psychology to lure you into the bait. For example, some road swindlers set up stalls in the streets. He always lures you to participate first, tries to make you enjoy participating, and then cheats you out of money.

5. Be wary of swindlers using feudal superstitions to cheat. Some swindlers cheat money by seeing a doctor and telling fortune, and use their psychology of being optimistic about getting well as soon as possible to lure you into being fooled and willing to take money to see a doctor. In fact, if you are sick, you need to go to a regular hospital for treatment. Don't be confused by superstition.