You must be familiar with these kinds of misunderstandings about buying a house.

Buying a house is a complicated process, and buying a satisfactory and suitable house requires a lot of luck besides rich experience.

The following are some tips for buying a house summarized by people who have experienced it. For these misunderstandings mentioned, buyers need to pay special attention.

1, leave no room. Counting the down payment and hollowing out family property: Many people are anxious to buy a house, especially for the purpose of self-occupation. So, you can't calculate, or even calculate your down payment ability. Moreover, in the actual purchase, the down payment is only a part of the funds invested in advance in the process of buying a house.

2. Failure to consider the long-term balance pressure. Considering the unstable employment or choosing a shorter repayment period to save interest expenses: Many buyers choose a higher down payment or a shorter loan in order to get out as soon as possible.

In 2008, let their recent pressure follow, why bother? If you want to buy a house, you must be confident that your future is stronger than today, so you should mainly consider your physical age when determining the loan term.

3, blindly chasing the wind. When the house price fluctuated, I bought the house in the middle of the discount, thinking it was cheap. This is not the case: this is also the current environment that has led to some sub-optimal housing purchase plans. Developers' discounts are introduced in stages, sometimes as a means of promotion, sometimes as an anti-marketing strategy, and sometimes seriously. So take it seriously and don't chase after the wind.

4. Ignoring the convenience of life. The understanding of lots focuses on education, medical care and other daily life and ignores livability: if it is not real estate speculation or investment in buying a house, it is necessary to weigh the convenience of life as the core. However, the characteristics of livability are not only about education, medical care and daily life, but also from some feelings of living in a house.

5. Superstition in Feng Shui. Misguided by the developer's geomantic theory, he chose the house facing south to suffer from the sun. There are always some weak areas in the planning and design process, so developers have produced some sub-optimal or even garbage houses and sold them to you after grafting Feng Shui.

6. Be confused by a river or a sea or a lake or a mountain. Not to mention spending more money on water or mountain scenery, it will attract many mosquitoes. I believe that the environment will always be natural, but why do you have to think clearly before paying for nature?

7. Buying a house can be done at one time. Being in place once is just an idea of "fortune telling", and anything can happen halfway. If the economic conditions are good, you will certainly improve your living conditions. If your economy is bad and your house appreciates, why can't you sell the money to develop your personal career? I suggest that you only plan for 5-8 years. What will change in five years, no one will ever know, good or bad will definitely exceed your blind imagination now.

8. Superstitious experts and scholars. Who experts speak for depends on the environment they live in. For example, experts from government agencies speak mostly on paper, or experts sponsored by some developers and hired at high prices, but these experts tell the truth for the people after receiving money? So if you have to learn classics, you might as well listen to the advice of some predecessors who are really at the forefront of practical operation.

(The above answers were published on 2016-12-15. Please refer to the actual situation for the current purchase policy. )

When buying a new house, go to Sohu Focus.