Is it still a white account after the application for credit card is rejected? I mainly want to know if I can check my credit online.

Is it still a white account after the application for credit card is rejected? I mainly want to know if I can check my credit online. Or a white family.

College students who have just entered the society are often rejected by banks when applying for credit cards due to factors such as less assets and unstable jobs. However, young people's spending power and economic growth potential make the card-issuing banks not to be underestimated. China Merchants YOUNG Card is a credit card product for this group of people. As long as a copy of the cardholder's bachelor degree or above is submitted at the time of application, the user can get the credit card quickly.

I want to apply for a credit card, which is a white account. The most important condition for applying for CMB credit card is that you have reached 18-60 years old and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

If you don't have a job and belong to a private enterprise, you can provide your personal business license and tax bill for the last three months, and you can also provide other financial certificates, such as: proof of income tax withholding; Copy of self-owned real estate license; Copy of self-owned car driving license; Bank certificates of deposit and other information that can prove your economic level.

If you are not employed or self-employed, you can't apply for our credit card for the time being. If your parents hold our credit card, you can apply for their supplementary card. You are also welcome to apply for our credit card after work.

It's the first time to apply for a credit card, but I didn't get it. Is it a white bill? Not a white household, as long as it is approved, it will leave relevant records in your credit record.

Credit card application is rejected, and it usually takes 6 months for white households to reapply, which has nothing to do with credit reporting. If the credit is rejected, you need to pay off the credit arrears, and it will take another five years to eliminate the bad.

Is it considered that the credit card is not activated?

Log in to personal online banking;

Select the credit card menu, click the credit card to open the card, enter the card number and complete the card opening operation according to the prompts.

Online activation:

1. Log on to the page of Shanghai Pudong Development Bank Credit Card Center and select "Online Activation" for credit card service (:cardshonline.spdbc../icard/lineactivationinput.do? _ locale = zh _ CN)；

2. Enter the card number to activate.

Customer service activation:

Call customer service;

Enter the card number or ID number for authentication;

Set/enter the telephone banking password;

Enter the "card opening and password service" function and open the card according to the voice prompt.

How do white families apply for credit cards? If you apply for CMB credit card, you need to have a local CMB, 18-60 years old. If they can provide ID card, work certificate and income certificate, they can try to apply. If they apply for a car card, they need to attach a copy of the driver's license in your name. If the local branch has clear regulations, the regulations of the local branch shall prevail, and the final audit result of the credit card shall prevail.

If you only have an ID card or are underage, you can apply for a supplementary card for your immediate family members (immediate family members are parents, children and spouses).

You can log on to the credit card website, select "Credit Card Application"-"New Customer Application Channel" and apply through the online banking reservation platform of "Easy Reservation, On-site Handling". You can fill in the simple reservation information online and wait for the bank's approval. If it is approved, we will conduct a preliminary examination first. If you pass the preliminary examination, there will be two subsequent card processing processes. One is that if you pass the preliminary examination, a card clerk will contact you to collect it. The other is that you will receive a short message from our bank, asking you to go to the outlet to sign and confirm your application. The details shall be subject to the notice of our bank after the first trial is passed.

To apply for a CMB credit card, the most important condition is that you have reached the age of 18-60 and have a stable job and income. The necessary application documents are "copy of identity certificate" and "work certificate". If you can provide other financial documents (such as: real estate license, my car driving license, bank time deposit certificate, etc.), it will be more helpful to understand your personal situation and judge the credit limit. Reminder: The credit card verification status is subject to the final audit result.

Apply directly on the internet, the specific steps can be Baidu, so I won't teach you here.

How to apply for a credit card for a white household needs to meet the basic conditions: stable work and payment of social security. If it meets the requirements, go to the bank outlet and get the application form from the lobby manager.

Is it easy for white families to apply for credit cards? The basic requirements for all banks to apply for credit cards are the same. They must be at least 18 years old, have a stable income from work and have good credit (no credit record does not mean bad credit). Of course, if they have certain assets, so much the better.

Summarized the card handling methods of the following banking channels:

First, to apply for a card through a bank outlet, you should bring your ID card and proof of work income (usually including: work permit, employment permit, salary card (preferably more than 3 months), tax bill, social security bill, provident fund bill for the last 3 months, etc. None of these are necessary, if you have any). If you can attach some financial certificates, such as real estate, automobile production, bank time deposit certificate, financial management, etc.

Secondly, some banks can apply for cards through online channels (I use CCB, and it is much more convenient to apply for cards on his website than at other outlets, mainly because he has many outlets, convenient repayment, and a lot of activities recently, which is easy to use). it wont hurt you to try it