Which is the most practical ICBC credit card without annual fee?

World Struggle Credit Card, Cosmic Constellation Credit Card Campus Edition, Cosmic Staging Credit Card, Secret Life Credit Card of Cosmic Pets.

According to the latest regulations of ICBC Credit Card Center, the annual fee of Peony Platinum Card can be reduced or exempted. Gold Investment Credit Card For the convenience of ICBC Peony Platinum Credit Card holders, the annual fee-free rules of Peony Platinum Credit Card are introduced in detail. Cardholders of Peony Platinum Card of China Industrial and Commercial Bank who use Peony Platinum Card spend a total of 200,000 yuan or equivalent foreign currency throughout the year, so they are not required to handle it by themselves.

1. Individual cardholders of standard cards can spend 5 times or 5,000 yuan in local and foreign currency accounts during the card use year, and the annual fee of the main and auxiliary cards can be exempted.

2. When the total annual consumption of co-branded cards, Peony HNA cards and Peony Shanghai Airlines cards reaches 55,000 yuan (including equivalent foreign currency), the annual fee of the main and secondary cards can be automatically reduced or exempted.

3. Peony Petrochina Card: Since February 3, 2006, the new Peony PetroChina Card is exempt from the annual fee for the first year. After that, if the total annual consumption of the card reaches 5 yuan or 5,000 yuan (including equivalent foreign currency), the annual fee of the main and auxiliary cards will be automatically waived.

4. The cardholder can spend 100 or RMB 654,380+10,000 in the local and foreign currency accounts during the card use year, and the annual fee for the main and auxiliary cards can be exempted.

5. Peony Student Card: The annual fee for the first year is directly exempted if you apply for the Peony Student Card. If you swipe your card three times a year and the accumulated amount reaches 3000 yuan (including equivalent foreign currency), you will be automatically exempted from paying the annual fee for that year.

6. Personal gold cardholders and ordinary cardholders have no bad credit records, and various ICBC credit cards have been implemented for more than ten years (including ten years). The primary and secondary cards that can be exempted from annual fees permanently can be stuck in one account.

China Industrial and Commercial Bank is a state-owned bank managed by the central government. Its products are diversified, such as loans and credit cards. China Industrial and Commercial Bank, also known as Global Bank, has branches all over the world. As the "largest bank in the universe", ICBC issues countless credit cards every year, mainly because the fees are lower than those of other banks, and the annual fee is often waived for platinum cards with deep pockets.