Is China Merchants Bank's Star Card easy to use?

Recently, China Merchants Bank has launched a Constellation Guardian Credit Card, which has attracted much attention, because both new and old customers can get 1 year health insurance every day after spending their cards, which can protect cardholders from 65 major diseases. How can such a good credit card keep everyone unmoved? However, before you start to apply for this credit card, you'd better know clearly. Interested friends can try to understand its quota and annual fee ~

How about China Merchants Bank Constellation Guardian Credit Card? How much is the annual fee?

This credit card belongs to the UnionPay gold card level. According to the limit range stipulated by China Merchants Bank for gold card credit cards, the maximum limit of this card is 50,000 yuan. However, because the credit card limit is based on the comprehensive evaluation of the cardholder's personal credit status, the approved limit is naturally high or low. However, if the user can maintain a good personal credit, fill in the information completely enough, and submit income and property information as much as possible to prove himself when handling the card, then the possibility of obtaining a large sum of money is still relatively large. Even if the credit card approval amount is not large, as long as the cardholder can maintain good card use behavior and repay in full and on time, the chances of successful withdrawal of credit card in the later period are great!

How about China Merchants Bank Constellation Guardian Credit Card? How much is the annual fee?

As for the annual fee, as far as I know, China Merchants Bank divides credit cards into ordinary cards, gold cards, platinum cards and above. Different levels of credit cards have different annual fees. The higher the level, the more expensive the annual fee. Because the card belongs to the level of UnionPay gold card, it is charged according to the annual fee standard of gold card. Main card 300 yuan/year, auxiliary card 150 yuan/year. No card opening, no annual fee. In addition, the annual fee can be waived directly in the first year of card opening, and the annual fee can be waived for the following year if you spend it six times at will in the annual fee cycle, in which the amount and form of consumption are not limited, such as online transaction, cash withdrawal, installment transaction, credit card bound to Alipay or WeChat, etc. It can be seen that the annual fee pressure of this card is not great.

How about China Merchants Bank Constellation Guardian Credit Card? How much is the annual fee?

Generally speaking, the value of the card is relatively high and the rights and interests are more practical. Cardholders can receive 1 year health insurance every day, and there is little pressure on the annual fee. As long as everyone's credit card number reaches the standard, they can reduce the annual fee, and the consumption is unlimited in amount and form. Friends in need can try!