Credit cards of the four major banks

Top credit cards of the four major banks

At present, there are no top credit cards of the four major banks, but the top savings cards of the four major banks are: BOC Platinum Card of China Bank, Financial Gold Card of China Industrial and Commercial Bank, UnionPay Dragon Card of China Construction Bank and Jinsui Diamond Card of Agricultural Bank.

Bank of China Platinum Card: It is the international standard credit card of China Bank. In addition to global universal, revolving credit, cash advance, free SMS, flexible installment payment and other functions, it also provides presidential services such as a large credit line of up to 2 million yuan, an interest-free period of up to 59 days, double consumption points, free airport VIP room service, exclusive golf privileges, platinum medical and health protection and so on.

Financial Gold Card: It is a gold card used by ICBC to set up financial accounts, allowing customers to enjoy unique services, and the VIP exclusive financial service series will also reflect customers' taste in life.

UnionPay Dragon Cartoon: Dragon Cartoon is upgraded on the basis of the original dragon card savings card, integrated with the original wealth management card silver card, and launched a comprehensive debit card product for mass customers. We have current and time deposit accounts in RMB, USD, HKD, JPY, EUR, GBP and other currencies, and we can also link other accounts of our customers' own construction bank to Dragon Cartoon to arrange funds as a whole.

Jinsui Diamond Card: Relying on advanced electronic means, it has formed a service network covering the whole country with the city as the center, and entered the daily necessities of the people, becoming an indispensable means of payment and settlement and financial management tools.

The easiest credit card to apply for in the four major banks! I want to apply for a card. Look here!

Many friends ask, which bank is easier to apply for a credit card? I'm afraid I have to answer you. If you want to choose from commercial banks, the four major state-owned banks will be more difficult. But if you insist on loving the four major state-owned banks, I suggest you choose a credit card that is easier to apply for, so the probability of getting a card will be greater. What exactly are there? Let's have a look.

1, China Industrial and Commercial Bank: Cosmos Constellation Credit Card.

Industrial and commercial bank of China's cosmic constellation card is relatively easy to handle, and it is also the main credit card for industry and commerce. Yan value and rights are very online. The point is that the annual fee is free within the validity period, which is awesome!

In terms of rights and interests, as long as new customers spend a sum of money, they can receive a one-month VIP membership of Youku or iQiyi, and pursue the welfare of the drama owner. In addition, there are overseas portable wifi, hotels, airport parking and other benefits.

2. Bank of China: Taobao Credit Card

In fact, the threshold of China Bank is not too difficult, and the threshold is not very high. You can apply by providing proof of identity and residence. If you are an online shopper, this China Bank Taobao card is easy to apply for. The annual fee for the first year is exempted when you get off the card, and the annual fee for the next year is exempted when you spend any amount for 5 times.

3. Agricultural Bank: Upgrade mom's credit card beautifully.

This beautiful upgraded mother credit card of Agricultural Bank of China is also a good application. Both gold and platinum cards can be exempted from the annual fee by swiping the card number, and visa platinum card can also be exempted from the annual fee within the validity period.

You can apply for a free Disney English audition course, buy a course discount of 1200, and get a 60% discount for shopping in king of the children over 350, and a 300% discount for Mama Donkey at random on Saturday.

4. China Construction Bank: Global Hot Purchase Card

This card of CCB is also relatively easy to handle, mainly suitable for overseas travel and shopping. Gold and platinum card swipe numbers are exempt from annual fees, while Visa and MasterCard are exempt from annual fees within the validity period.

Overseas wifi, special airfare hotels, Haitao cashback, etc. It is very suitable for shopping in consumption abroad or Haitao, and is known as the "God Card" of CCB.

The credit cards that are easy to apply for in the four major banks are introduced here for everyone, hoping to help everyone. I suggest that you prepare enough information before you apply for a card, and then have proof of assets, which can help a lot!

Which bank is easier to apply for a credit card? These are all easy cards in the four major banks!

For card friends, of course, everyone wants to get their favorite credit card quickly, and the most annoying thing about applying for a credit card is being rejected, which affects both efficiency and mood. So there are so many types of credit cards in major banks, how should we choose them? Which credit cards are easy to handle?

1. CITIC Bank Taobao Card can greatly improve the efficiency and success rate by binding customers' Taobao accounts. CITIC Bank's card approval speed has always enjoyed a good reputation among card users. After testing, CITIC Bank's online credit card application will generally be accepted by the bank within 24 hours, which is quite efficient! Now, CITIC Taobao Card is processed through the network, and the first quick payment is reduced to 30 yuan. Don't miss this offer!

2. Guangfa True Love Card, the first exclusive credit card for women in China, is designed with a transparent card version and advocates the concept of "independence, calmness, intelligence and frankness" in women's life. It has the service functions such as triple points plan and self-selected insurance plan, and enjoys many merchant discounts, giving women more personalized choices and more caring services. More importantly, it is simple and quick to handle this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.

3. Guangfa Car Owner Card, specially tailored for private car owners. Provide all-round benefits and services for car owners, customers and their cars. Enjoy the national 100 km free road rescue service, 5 times credit card refueling points or 1% cash back discount, choose high insurance coverage and many other functions and benefits. The application of Guangfa Owner's Card naturally reduces a lot of troubles for many riders ~ When applying for Guangfa Owner's Card, users can greatly improve the success rate of applying for a credit card by providing their car's driving license!

4. New customers of China Merchants Bank QQ co-branded credit card can get a gift of American traveler's fashion shoulder bag over 388 yuan. New card customers only need to swipe their cards three times in two months, and each time they spend 188 yuan, they will get a 388-yuan American traveler fashion shoulder bag. The first cash withdrawal every month is free.

The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is not enough, the first withdrawal fee will be added free of charge every natural month!

6. Ping An Bank's credit card is very grounded, such as the owner's card dedicated to the owner, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. The most sought-after and easy-to-handle credit card.

What are the easiest to get rid of the cards in the four major banks? These are all worth starting with!

It is not difficult to get a credit card, but it is difficult to choose one that you like and suit. In people's impression, it is more difficult for the four major banks to issue cards than commercial banks. Actually, it's not entirely correct. There are so many cards issued by the four major banks, many of which have low thresholds and good cost performance. If you don't know, let me introduce you!

1, ICBC Cosmic Star Card

Cosmos Bank has a very high credit card circulation. This cosmic constellation card can be said to be online in terms of face value and rights, with a black theme and a simple style of twelve constellations, which is very high-grade.

Free annual fee within the validity period, as well as overseas Walkman WIFI, hotel discounts, free parking at the airport for 3 days, airport parking 1 yuan, etc. The new customers are also given by Youku or Iqiyi members.

2. China Bank Taobao Card

China Bank's credit card threshold is not too high, you can apply with basic information, but this Bank of China Taobao card is the most worthwhile.

The next card is free of annual fee in the first year, and the next year can be exempted if you spend it five times at will, but online payment is not the number of times of annual fee exemption. The longest interest-free period is 50 days, and the withdrawal amount is 50% of the credit line.

3. ABC Beautiful Mother Upgrade Card

The beautiful mother upgrade card of ABC has always been the main card of ABC, which is very suitable for treasure mothers. Both gold and platinum cards can be swiped free of annual fees, and VISA platinum cards can also be exempted from annual fees within the validity period.

The rights and interests are even more abundant, including Disney course discounts, points exchange in the maternal and child area, full reduction of consumption in king of the children, and random reduction of donkey mothers on weekends.

4. CCB Global Hot Purchase Card

CCB's global hot-selling card is a powerful one. Gold card is free of annual fee, platinum card 10 is free of annual fee, and VISA or MasterCard is free of annual fee within the validity period.

This card is more suitable for overseas tourism consumption and shopping, and the preferential strength is relatively large, as well as the rights and interests of platinum card, so that you can travel without worry.

The credit cards of the four major banks introduced here are relatively easy to handle, but it is more difficult to handle, but friends who want to handle state-owned credit cards can try.

Are credit cards easy for the four major banks?

It is easy for the four major banks to handle credit cards.

1, Bank of China:

Nicknamed "Brick Shop", a brick 10000 RMB. Being able to have this nickname shows how much it recognizes "bricks", and the next card mainly depends on assets. In the past, a friend of Bank of China said that the hard condition of platinum card is to put 20W deposit for three months, or 50W loan and mortgage. If it is a "stable unit" recognized by the bank, it is also easy to get rid of the card. The advantage is that BOC's exchange rate is kind and the overseas cashback activities are stable for a long time, so it often goes abroad or applies for Haitao's advice, and several platinum cards related to Haitao are basically free of annual fees, so don't worry. But different cards correspond to different activities in other family activities, so many people strongly recommend "one for each person".

2. China Construction Bank:

China Construction Bank is similar to China Bank, and it is also famous for its overseas cashback, but the domestic card is not so easy to handle. However, only recently did I apply online, and Longka enjoys the Platinum Credit Card, because the pattern on the card surface is the mountain peak, which is the white mountain. It is the first platinum that CCB can apply for online, and its rights and interests are relatively complete. The annual fee is 65,438+0,800 or 400,000 points, which can be deducted from the points, so some people put it in the fourth place of "Si Si Bai". However, it is difficult to save the points of CCB, and many consumers do not give points.

3. Agricultural Bank:

Agricultural Bank of China (ABC), nicknamed the old farmer, always feels backward. Online banking is notoriously bad, and it is very cautious to approve cards and it is difficult to get them. Therefore, some people say that Zunran Platinum Credit Card Elite Edition (Elite White) is the most difficult platinum card, but some people may have a good relationship with local outlets, so it is not so difficult to get it down and it is not difficult to get assets in place.

4. ICBC:

Because its total assets ranked first in the world, some people ridiculed it as the largest bank in the universe, so it later got the nickname "Cosmic Bank" and another nickname was "Aunt Bank". One view is that rich aunts save money in ICBC, and the other view is that there are many aunts among employees.

This is the introduction of credit cards of the four major banks and the end of credit card interest of the four major banks. I wonder if you have found the information you need?