How many kinds of ICBC constellation credit cards are there _ ICBC constellation credit cards

ICBC Cosmic Constellation Credit Card (hereinafter referred to as "Constellation Card") is divided into two grades: simple platinum and gold.

The design of the card surface is the same, which is distinguished by the color of the base on the card side. Black is simple platinum and red is gold card.

Among them, the simple Platinum Card enjoys the benefits of VISA Platinum Card and UnionPay Platinum Card, and all the benefits of Platinum Card except airport VIP room, high-speed rail VIP room, aviation accident insurance and travel inconvenience insurance.

Constellation card "1+ 1" is used: UnionPay single-logo single-currency card (magnetic stripe +PBOC non-connected chip card) is used in China, and VISA single-logo multi-currency card (magnetic stripe +EMV non-connected chip card) is used abroad. The two card accounts are associated, and the payment modes of swiping, inserting, swiping and scanning cards are supported, so that domestic and foreign payments are unimpeded.

(Note: Star Card does not support application in the form of supplementary card, nor does it support application for other credit cards in the form of supplementary card under Star Card. )

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China Industrial and Commercial Bank Constellation Card Financial Characteristic Rights and Interests

I. Annual fee reduction and exemption

Anyone who successfully applies for the Star Constellation Card, whether it is a simple platinum card or a gold card, is free of annual fee within the validity period.

2. Time tolerance

3-day repayment grace period refers to providing cardholders with 3-day repayment grace period service. If the cardholder repays within 3 days after the due repayment date, it is deemed that the cardholder repays on time.

Step 3 tolerate

For cards opened after the dates of 20 17, 12, 1 (inclusive), the current repayment tolerance difference is 10 yuan. Grace period for due repayment (due repayment date+grace period). If the unpaid part of the previous bill is less than or equal to 10 yuan, it is deemed that the cardholder has repaid in full.

For cards opened before 20 17 12 1, the minimum repayment grace difference is 10 yuan. Grace period for due repayment (due repayment date+grace period). If the minimum repayment amount of the previous bill is less than or equal to 10 yuan, it is deemed that the cardholder has fully repaid the current interest.

Note: From the dates of 17, 12 and 1, the newly opened Cosmos Constellation credit card is subject to the "special interest" method stipulated in Article 3 of Peony Credit Card Collection Contract (Personal Card). If the due repayment date (inclusive) is not fully repaid, the overdraft transaction (including the repaid part) will be paid from the bank bookkeeping date.

China Industrial and Commercial Bank-Cosmos Constellation Credit Card