How to handle the credit card of Minsheng Bank

1, customer application. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time;

2. Sign the contract. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract and a guarantee contract, and go through the relevant notarization and mortgage registration procedures as appropriate;

3. issue loans. After all the formalities are completed, the loan approved by the bank will be directly transferred to the car dealer account by the bank according to the contract;

4. Repay on schedule. The borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract;

5. loan settlement. Loan settlement includes normal settlement and early settlement.

After the loan is settled, the borrower will retrieve the legal documents and relevant supporting documents extracted by the bank with his valid identity certificate and the loan settlement certificate issued by the bank, and go through the mortgage registration cancellation formalities with the original mortgage registration department with the loan settlement certificate.

Extended data:

Minsheng credit card?

1, ordinary card: amount 3000- 10000, annual fee 100, first year 1 time, second year 8 times. The gold card is 10000-50000 years.

2. 300 yuan is charged for card opening, and the annual fee is free in the first year. If you swipe your card 8 times in the same year, you will be exempted from the annual fee for the following year.

3. Standard Platinum Card: 50,000-65,438 438+ 10/00,000 annual fee: 600, 8 times in the first year, unlimited amount, 50,000 in the second year?

4. Luxury Platinum Card: 65438+100,000-200,000 annual fee. After 3600, the annual fee of 960,000 will be exempted.

5. Diamond card: 200,000-65,438+0,000,000 annual fee. If the annual fee is 65,438+00,000,000, the annual fee is exempted.

Baidu Encyclopedia-China Minsheng Bank Credit Card Center