Icbc credit card constellation card cash withdrawal

The withdrawal limit of China Industrial and Commercial Bank's credit card Star Card is as follows:

1. Withdrawal from account deposit: Withdrawal from domestic outlets is unlimited. If the withdrawal amount exceeds 654.38+10,000 yuan, please make an appointment by phone in advance; You can't withdraw foreign currency through domestic self-service equipment. You can withdraw money from RMB account at most 5 times a day, and the accumulated amount can't exceed RMB 20,000 (subject to actual operation).

2. Credit line withdrawal: withdrawal from RMB account of credit card, with the daily cumulative amount of each card not exceeding 6,543.8 yuan+0,000 yuan, and the cumulative overdraft withdrawal amount not exceeding the available withdrawal amount; Credit card foreign currency withdrawal is not allowed to overdraw; Quasi-credit card: cannot exceed the overdraft ratio.

Tips: The single withdrawal limit of ATM is 3,000 yuan, and the single withdrawal limit of deposit and withdrawal machine is 5,000 yuan. Please refer to the actual operation for details.

Do you enjoy ICBC Credit Card, Star Card and jcb Bank? This situation is difficult for cardholders to judge. Whether it is the same account depends on the brand and joint number of the card, such as VISA, MasterCard, American Express, UnionPay, JCB, Diners, etc. The joint number is the number assigned by the bank to different units to jointly issue cards, and determines the cooperative units of the joint card, such as Hainan Airlines, China Southern Airlines, Chow Tai Fook and PetroChina. If your card has a joint unit, the card is usually a separate account. If it is a theme card, such as Asian Games, transportation card, Peony, Pig and Pig Fuka, this kind of card usually uses the same account for the same brand, but different brands have different accounts. The most authoritative way is to check at the bank counter to determine whether the card uses an account.

There is no interest and handling fee for ICBC credit card withdrawal!

Of course, this must be based on the withdrawal of cash from peers in the same city!

ICBC credit card, the next month's consumption will be charged as 1, and the repayment will be made before 25th of the next month. Repay in full and on time, without interest and handling fee.

If it is cash withdrawal, there is no charge for cash withdrawal at the local ICBC, but interest of five ten thousandths per day is charged. It is suggested that the landlord change the principal and interest as soon as possible if he has money.

If there is a place to spend by credit card, try to spend by credit card to avoid interest.

Can I withdraw cash from ICBC credit card? ICBC credit card can withdraw cash.

I. Cash withdrawal limit for industrial and commercial credit cards

1. ICBC's maximum credit card overdraft withdrawal amount is generally 50% of the account credit limit. For example, the credit line of RMB account is 10000 yuan, and the overdraft withdrawal line is 5000 yuan.

2, ICBC credit card domestic cash withdrawal, each card daily cash withdrawal amount does not exceed 2000 yuan; The maximum amount of cash withdrawn from the ATM every day for each card is not more than RMB 5,000 (there is enough overflow, and the repayment is at least RMB 3,000); For cash withdrawal at the counter, all overpayments can be up to+"2000" RMB. You can't withdraw US dollars with a credit line in China.

For overseas cash withdrawal, the cumulative ATM withdrawal per card shall not exceed USD 65,438+0,000 per day, USD 5,000 per month and USD 65,438+0,000 per half year.

Yes, you can withdraw half of the maximum credit card limit.

However, there is a handling fee for cash withdrawal and a handling fee for cross-bank withdrawal. In addition, interest is charged daily for cash withdrawal, with a daily interest rate of five ten thousandths. So try not to withdraw cash by credit card.

ICBC's credit card will charge a handling fee of 1%, ranging from 2 yuan to 100 yuan. This is true for both professionals and laymen.

There is no charge for deposits in different places now.

Can ICBC credit card transfer cash to ICBC credit card? Credit card transfer is the same as cash withdrawal. The common credit card transfer is a debit card to transfer the money in the credit card to the same bank.

When your credit card has not only the credit overdraft limit, but also the cash you deposited or the refund returned to your account, this extra interest-free cash is called credit card overpayment. If the overpaid part is transferred to the savings card, the bank will charge a transfer fee of 1%, ranging from 2 yuan to 50 yuan. However, unlike the real withdrawal, there is no need to pay interest for overpaying the transfer. Because this part of the money originally belonged to you, not lent to you by the bank, it is not part of the credit and does not need to pay interest. This kind of transfer is equivalent to overpayment and cash withdrawal.

If there is no overpayment from the credit card, the credit card transfer to the savings card will not only charge a withdrawal fee of 1% (minimum 2 yuan/transaction, maximum 50 yuan/transaction), but also pay a daily interest of five ten thousandths. This is exactly the same as when you withdraw money from an ATM. This transfer can be cash in advance. Cash in advance is part of bank credit, and interest must be paid.

In addition, the overdraft limit of credit card cannot be converted into cash transfer to Alipay. This is a credit card cashing behavior, which is illegal and needs to bear legal responsibility.

ICBC credit card cash withdrawal repayment? You're right. Cash withdrawal is also the minimum repayment amount, but interest on the unpaid part will be charged at five ten thousandths.

ICBC's credit card withdrawal problem can be paid off before the 25th of next month. However, cash withdrawal cannot be interest-free, and interest is charged at five ten thousandths of the amount every day.

Whether you pay it back or not, the bank will inform you by SMS.

Make sure that the original bill has been paid off on1October 5 165438.

That bill will be updated on June 65438+February 1, so it should indicate the repayment amount received.

Get familiar with it.