What is the down payment ratio of three suites in Hangzhou?

Down payment is the lowest proportion of down payment according to the national proportion when buying a house. Of course, the payment can be higher than this amount, but not lower than this amount.

Down payment ratio of the first suite

The down payment ratio of the first suite is different. According to the different situations of individuals and families, banks will have different proportions. This is related to the size of the house purchased, but the funds of the general house are 30%. But it depends on the credit history of the developer and me in the bank. If you have a very normal credit record (car loan, credit card) in the bank, the bank will customize it as a high-quality customer, plus the house you bought is a small square meter house (the state stipulates that it is a small apartment below 96 square meters), and you also applied for a loan with a down payment of 20%. On the contrary, if the buyer can't be recognized as a high-quality customer [with no bad record, but has been urged to pay the loan] and buys an unusual house [which is a large apartment with a size of 143 square meters or more], the down payment of the buyer may be increased to 40%.

On June 20 13, the down payment ratio of the first suite in Hangzhou was 30%.