What is the credit card limit of industrial and commercial black gold?

Black card entered the China market as early as 20 12. Although there are not many banks that can issue black gold cards, there is always the Industrial and Commercial Bank of China, which is known as "the first bank in the universe". I want to know the credit card limit of industrial and commercial black gold. Let's take a look at Bian Xiao.

ICBC Black Gold Credit Card has two products: ICBC American Express Centurion Black Card and ICBC UnionPay Black Card. Only high-end customers of ICBC private bank are eligible to accept the invitation.

What is the credit limit of industrial and commercial black gold credit card? In the initial amount, there is a little difference between the two:

1, ICBC American Express Centurion Black Card: the credit line is between 2 million-10/00000;

2. ICBC UnionPay black card: credit line1-50,000 yuan.

If the cardholder's consumption demand is large, he can apply to the bank for a temporary quota in advance. As long as the quota is not in the investment field, it can generally be passed.

Which is better, two industrial and commercial black gold credit cards? I analyze it from two aspects:

1, application conditions

ICBC American Express Centurion Black Card needs more than 654.38+million financial assets every quarter. In the past 1 year, the black card of Industrial and Commercial Bank of China (UnionPay) needed more than 8 million financial assets every day.

2. Annual fee standard

ICBC American Express Centurion Black Card is RMB 18000 per year, and you can apply for two free supplementary cards; ICBC (UnionPay) has a black card of 5,000 yuan/year and a supplementary card of 2,000 yuan/year. Two cards are free.

As can be seen from the above table, although the amount of ICBC-American Express Centurion Black Card is relatively high, from the application conditions and annual fee standards, ICBC-UnionPay Black Card is slightly close to the people, so it is more likely to start.