Is the credit card billing date of China Construction Bank 22nd? When is the final repayment date?

The final repayment date of CCB credit card is 20 days after the bill date, so your repayment date should be 12 or 1 1 next month (depending on whether there are 30 days or 3 1 day in a month). The 20th day after the bill date is the final repayment time of the current bill. For example, the bill date is 1, and 2 1 is the final repayment date, and the repayment can be made every day for these 20 days. Overdue repayment beyond the last repayment date is a breach of contract.

China Construction Bank (abbreviated as China Construction Bank or China Construction Bank, formerly known as People's Construction Bank of China, renamed as China Construction Bank on March 26th, 1996) was established in June 5438+0954 (Wu Jianian) 65438+ 10/. Is a joint-stock commercial bank, one of the top five state-owned commercial banks. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business.

According to Article 20 of the Credit Card Charter of China Construction Bank, if the cardholder repays all the repayable amount before the due repayment date (inclusive), the current consumer transactions on the current statement will enjoy interest-free treatment. The interest-free repayment period will be notified by the bank separately. When the cardholder fails to repay or the repayment amount is lower than the minimum repayment amount, the bank will charge a penalty of 5% of the unpaid part of the minimum repayment amount, and the minimum 5 yuan RMB or USD 65,438+0 or EUR 65,438+0 is the same currency as the corresponding minimum repayment amount. If there are other provisions in the agreement, such provisions shall prevail.

According to the credit card regulations of China Construction Bank, if the cardholder fails to repay all the payable amount before the due repayment date (inclusive), he can repay it at any amount not lower than the minimum repayment amount, but the repayable consumer transaction funds will no longer enjoy the interest-free repayment treatment. Cardholders who borrow cash in advance do not enjoy interest-free repayment. For transactions where the cardholder does not meet the interest-free conditions, the bank will calculate the interest from the bank bookkeeping date. The upper limit of daily interest rate is five ten thousandths, and the lower limit is 0.7 times of five ten thousandths (equivalent to the upper limit 18.25% and the lower limit is 0.7 times of 18.25%), and compound interest is calculated monthly. Unless otherwise specified, the daily interest rate standard defaults to five ten thousandths. If there is any change in the relevant provisions of the People's Bank of China, such provisions shall prevail.