Is ICBC Cosmos Star Card a credit card?

1. Application conditions:

1, age 18 to 60 years old, with full capacity for civil conduct;

2. Have a good credit record;

3. Have working income and repayment ability.

Second, the application materials:

1, identity information: copy of resident ID card or military officer's card;

2. Proof of work and income;

3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.

Third, the credit card application method:

1, Counter application:

Bring a credit certificate to the counter to apply:

Require the applicant to submit a relatively complete asset certification document, and submit the materials to the bank for review by the bank's background audit department;

After approval, fill in relevant materials and identity information;

Issue credit cards.

2. Online banking applications:

The applicant opens an online bank with a personal savings card account and enters the bank official website;

Enter the card number, login password and verification code to enter the online banking page;

Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;

After approval, credit cards will be issued.

3. Counter processing flow:

Go to the bank outlet that handles credit cards, or find the staff of the credit card center of the local bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;

Submit copies of certain certificates and vouchers to the issuing bank;

After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;

A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have his signature;

The credit card processing process is basically completed, waiting for the issuance of credit cards.