Huizhou real estate loan interest rate Huizhou mortgage loan calculator

Introduction of housing mortgage calculator

Nowadays, buying a house is a major event in life. But many people lament that because the salary is too low, they can only look at the house price. In recent years, in order to promote economic development, banks have developed loans to buy houses, which has solved many people's big problems. Many friends have chosen mortgage loans to buy a house. But when friends buy a house loan, have they calculated what money they should pay back and how much money they have already paid back? Today, Tutu will share with you an artifact, the housing mortgage calculator, referred to as the mortgage calculator.

Mortgage calculator is a professional mortgage calculation software. Calculate the monthly payment, total interest and total repayment of commercial loans when choosing the repayment method of average capital and equal principal and interest.

1. Calculate the monthly payment, total interest and total repayment when the average capital and equal principal and interest repayment methods are selected for commercial loans.

2. Short-term loans generally use one-time repayment of principal and interest or installment repayment of principal and interest, and this calculator is not applicable.

Operating steps:

Step 1: First, choose whether your repayment method is average capital or equal principal and interest, and fill in the commercial loan term, loan amount and actual loan interest rate;

Step 2: Select whether to display repayment details, and click "Calculate" to get detailed information such as monthly repayment amount, total loan interest, and total repayment amount in each installment.

As can be seen from the above formula

Principal: total loan amount

Number of repayment months: loan term X 12. For example, for a loan of 10 years, the repayment period is 10X 12= 120 months.

Monthly interest rate: monthly interest rate = annual interest rate/12.

Annual interest rate: that is, in the hot topic of mortgage discussion, the figure obtained after the base interest rate is 30% off and 8.5% off.

Cumulative repayment amount: the cumulative repayment amount in the first month of average capital repayment law is 0.

For example: 2009 annual interest rate table

Basic annual interest rate: 5.94%, 15% discount, annual interest rate: 5.05%.

30% annual interest rate: 4. 1% provident fund annual interest rate: 3.87%.

explain

Mr. Wang borrowed 400,000 yuan from the bank to buy a house and paid it off in 20 years. The bank gave Mr. Wang a 30% interest rate.

If the annual interest rate is changed to monthly interest rate, the monthly interest rate is 4.16%/12 = 0.00347.

Average capital repayment method:

Monthly principal = 400,000/240 =1.67

Monthly principal and interest = 400,000× 0.00347 =1388.

Repayment in the first month =1.671388 = 3054.67 (yuan)

Four characteristics

Features 1: loan types can be selected at will-different loan types such as commercial loans, provident fund loans or portfolio loans can be selected at will, and multiple housing loan calculators have been successfully integrated.

Feature 2: Collect all kinds of mortgage interest rate calculators-the calculator comes with the loan interest rate over the years, the provident fund loan interest rate, and the loan interest rate can be customized.

Feature 3: Choose different loan types, repayment methods and terms? Combine multiple loan schemes, automatically save them in the list, easily compare and choose the most economical and suitable loan scheme!

Feature 4: The calculation results can be exported and printed! -Summarize the calculation results of different loan schemes, which can be exported and printed!

After reading the basic knowledge and calculation formula of the housing mortgage calculator introduced by Rabbit for friends, I wonder if friends have calculated how much it costs to buy a house? The mortgage calculator can help us calculate many loans, not only the house where we live, but also the house for business purposes. With such a magical calculator, when you buy a house in the future, the accounts will be clear and you will never be confused again.

Tubatu Online provides you with "every decoration quotation, 1-4 local decoration companies, 3 sets of decoration design schemes" and the decoration pit avoidance strategy for free! Click this link:; Wb, you can get it for free ~

1October 1 1.5 million How much is the mortgage?

Baidu knows to ask questions

search

Borrowing is risky, so you need to choose carefully.

How much is the loan 1 1.4 million per month, ten years?

View all 2 answers

Xiahou Mountain Leaves in Palace

2011-08-17ta received more than 63 1 likes.

watch out for

At present, the listing interest rate of lenders with a term of more than five years is 7.05% per annum, calculated at the benchmark interest rate level. 114,000 yuan 10 year equal principal and interest repayment method, monthly payment 1326.58 yuan, first month principal 656.83 yuan, interest 669.75 yuan. The last month's principal 13 18.84 yuan, interest 7.74 yuan, 10 * * interest 45 188.9 1 yuan. The average repayment method repays 950 yuan's principal every month. The interest of the first month 16 19.75 is 669.75 yuan, the interest of the last month is 955.58 yuan, and the interest of 10 is 405 yuan19.95 yuan. The average capital repayment method costs less.

Answer on 2011-08-17.

Grab the first praise

View all 2 answers

Online loan arrears of 300,000 teach you a trick to avoid penalty interest.

The loan was owed 300,000 yuan, and the large and small credit cards were overdue, which led to the same life in loans overdue. The effective way to solve the problem of overdue repayment is to negotiate installment payment and stop payment!

Yq.jiarr.cn advertisement

Borrow money and loan, don't look overdue, don't pay a return visit, don't need face-to-face review, and arrive on the same day!

Borrowing money and loans-the salary is more than 2,000, and there is no need to take a face-to-face exam. As high as 0.2 million/200 thousand, the funds will be allocated on the same day as soon as possible.

Qianhu.wejianzhan.com advertisement

Download the loan app loan _ loan app up to 200,000.

What is the annual interest of 1 10,000 loan? You can apply with your mobile phone number and identity information, and you can repay it in 24 installments at the longest!

R.ppdai.com advertisement

Everyone is still searching.

What is the monthly interest rate of 65438+ million?

Most bank loans 19 also 120 * * * cost a lot of money.

How to open a shop on Taobao

Treatment of cowhide sore

How to join Didi Express drivers?

How to locate and track mobile phones

Top Ten Safe Lending Platforms

Match fashion

Auction loan 65438+100,000 36-installment loan, with a comprehensive annualized rate of 7% after 5 minutes of receipt.

This month, 50 17 people have applied for related services.

consult

Pat the loan advertisement.

Loan100000, profit 4. 1%, to be repaid after ten years. How much will it be paid back every month?

If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate and repayment method. You can borrow money from China Merchants Bank official website or Mobile Banking for trial calculation, and the trial results are for reference only. Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator; China Merchants Bank Home Page: Financial Tools-Personal Loan Calculator is in the middle of the home page. Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest. (reply time: 165438+20221October 29th. The above contents are for your reference. If there are business changes, please refer to the latest business rules. Tips: If you have any questions, you can call the official customer service hotline or contact China Merchants Bank APP for online customer service consultation.

China Merchants Bank

2022- 1 1-29 answer

627 browse

The loan is 654.38 million yuan, how much should it be repaid every month for one year? Please be more specific! thank you

If you are going to borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate, term and repayment method. You can try to make monthly payment through China Merchants Bank official website or mobile banking, and the trial results are for reference only. Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator/Mortgage Calculator (Tips: you can choose different repayment methods to calculate loan principal and interest); Home page of China Merchants Bank: After logging in to the home page of Netcom, select the personal loan calculator, a financial tool in the middle of the page, and calculate the monthly loan repayment amount. (Response time: April 30, 2022. Please refer to the latest business changes announced by China Merchants Bank in official website. )

China Merchants Bank

Answered on April 30, 2022

6732 browse

What should I do if I can't repay the principal after the online loan is overdue? Teach you a trick

Huizhou Li Shun Network Science and Technology .. Advertisement

The 300,000 credit card owed by the online loan was finally paid off after 3 months overdue.

Huizhou Chen Shun Information Consultation .. Advertisement

Recommend more exciting content for you-

Zhao Weixian, a Nortel student, was detained by Haidian Public Security Bureau. How can we keep the purity of art?

Zhao Weixian, a student of Beijing Film Academy, was detained by Haidian police! As a 20-year-old student, what Zhao Weixian did was shocking! Meanwhile, Zhao Wei.

The sky is floating with the word t.

Answered on September 23, 2022

198 browsing

Wang Xiaofei's mother Zhang Lan exposed the truth that big S Jun-yup Koo didn't change mattresses! Why not change it?

Never imagined that Zhang Lan revealed the reason why Big S Jun-yup Koo didn't change the mattress during the live broadcast! It turns out that the mattress bought by Wang Xiaofei is the world's top brand, press.

Huang Gongzi said society.

2022- 1 1-23 answer

1 Like 2 comments

How to pay off the debt of 654.38 million yuan? What if the card loan is overdue and the interest is getting bigger and bigger? actual

Jiangbei district jiarun building materials sales department advertisement

Is selling fake goods civil or criminal?

Video answer

Lawyer Li Lei

Answered on March 26, 2022

322 comments

Some car owners don't like Volkswagen golf carts being too small. Do you agree with this view? Why?

Golf is not big, its two boxes are positioned as ordinary compact cars, and the product advantage is not in space. If you really care about the owner of the space, straight.

Walking cat

Answer in September 2022-14

145 browsing

What are the loan banks that operate loans with an annual interest rate of 3.85 in the market?

20,530 people downloaded it this month.

consult

Zhihu advertisement

The dollar index hit a 20-year high. What is the future trend of RMB exchange rate?

The US dollar index hit a 20-year high, the future trend of RMB exchange rate: 1, and the US dollar index continued to rise. In this context, the renminbi is even against the dollar.

Lianyetian

Answered on September 6, 2022

196 browsing

Can private hospitals reimburse children for maternity allowance?

Video answer

Lawyer Shen Lei.

Answered on March 28, 2022

At 3 1

Borrow money and loan, don't look overdue, don't pay a return visit, don't need face-to-face review, and arrive on the same day!

Recommended information on borrowing money and loans worth reading.

Zhongzhou Yi Rong Information Technology (... Advertising

What to eat without vitamin C? Can I take a vitamin C a day?

Video answer

Uncle Shi's friend

Answer at 2021-11-30.

1 Like 437 comments

What are the three constellations: bitter first, sweet later, and late bloomer?

In life, we always complain about the injustice of fate, but from another angle, fate has never pitied anyone. Opportunities are not always everywhere, and

Xiao Na talks about constellations.

2022- 1 1-03 answer.

1 comment 200,000 views

Don't panic about how to repay the principal after the online loan is overdue. It can be done in this way.

Xiamen sailiang network science and technology advertisement

What is the real Li Yuanba in history?

There is no warrior named Li Yuanba in history, and people can't help but associate this figure with Li Shimin's younger brother Li Xuanba.

Free 6696

Answered on September 24, 2022

200 browsing

What do you think of the Japanese women's table tennis lineup in Hangzhou Asian Games, and Ito Meicheng unexpectedly lost the singles?

The Japanese women's table tennis team of the Hangzhou Asian Games was released, while Hayata Hina's Hirano Miyuki played women's singles, and Ito Mikei could only participate in the team competition. When I saw the news, my heart broke.

Casino lock

Answer in April 2022-12

2 comments on 03,000 views

The latest mortgage calculator makes buying a house stress-free

Introduction: When it comes to buying a house, it is generally not a small amount, ranging from hundreds of thousands to hundreds of millions. As the saying goes, if you don't have enough to eat and wear, you will be poor without planning. So in this article, Tuba Rabbit Bian Xiao presents the latest mortgage calculator of 20 15. Before buying a house, you can roughly calculate the future monthly payment and down payment, which will also make the whole house purchase more planned.

Before buying a house, can you calculate in advance how much you will pay back every month? Many property buyers have such questions. What Tutu wants to say is, of course, just use the mortgage calculator. The following rabbit will introduce you to the use of mortgage calculator and related concepts.

You can search for "mortgage calculator" in Baidu, and you can see a lot. As long as you click in, you can see mortgage calculator, provident fund loan calculator, prepayment counter and so on. Today, Tutu mainly introduces the mortgage calculator for buying a house.

1. Loan type. At present, the mainstream loan types include three categories, namely commercial loans, provident fund loans and portfolio loans. Among them, commercial loan refers to the loan form in which the buyer uses the purchased real estate as collateral to apply for a loan from a commercial bank to pay the house price, and then the buyer repays the principal and interest in installments. Provident fund loans refer to provident fund loans that employees who deposit housing provident fund can apply for in accordance with relevant regulations. Generally speaking, the interest rate of commercial loans is much higher than that of provident fund loans. Portfolio loan is a situation in which commercial loans and provident fund loans are used at the same time, but the interest rates are calculated separately.

Second, the calculation method. The calculation methods include area, unit price and total loan amount, which can be filled in by buyers according to their actual situation.

Third, the area and unit price. The area here refers to the area of the house you bought, and the unit price refers to how much per square meter. These two concepts are very easy to understand.

Fourth, the mortgage period. Generally speaking, the mortgage term refers to how many years you have borrowed from the bank, at least one year and no more than 30 years. You can determine it according to your own economic situation.

5. Percentage of mortgage loans. The mortgage ratio refers to the proportion of the total loan you give to the bank to the total house payment. From the distance, the total price of the house you bought is 654.38+0 million. If the mortgage ratio is 70%, it means that you borrowed 700,000 yuan from the bank.

Sixth, the repayment method. Repayment methods include equal principal and interest and average capital. If the principal and interest are equal, the interest paid in the early stage is more than the principal, and the interest paid in the later stage is less than the principal. No matter what kind of buyers, the monthly repayment amount is the same. The average capital repays the principal the same every month, the interest will decrease with time, and the repayment will decrease month by month.

Knowing the above concepts, I believe that everyone can already use the mortgage calculator, and quickly calculate your monthly payment!

Tubatu Online provides you with "every decoration quotation, 1-4 local decoration companies, 3 sets of decoration design schemes" and the decoration pit avoidance strategy for free! Click this link:; Wb, you can get it for free ~

Huizhou mortgage loan calculator and Huizhou real estate loan interest rate are introduced. I wonder if you found the information you need from it?