ICBC Star Card does not need to be free of annual fee.

ICBC Star Card is free of annual fee whether it is used or not. Anyone who successfully applies for the Star Constellation Card, whether it is a simple platinum card or a gold card, is free of annual fee within the validity period.

Cosmos credit card (hereinafter referred to as "constellation card") is divided into two grades: simple platinum and gold. The design of the card surface is the same, which is distinguished by the color of the base on the card side. Black is simple platinum and red is gold card.

Among them, the simple Platinum Card enjoys the benefits of VISA Platinum Card and UnionPay Platinum Card, and all the benefits of Platinum Card except airport VIP room, high-speed rail VIP room, aviation accident insurance and travel inconvenience insurance.

Extended data:

Cosmos credit card discount details

1. Financial interests

(1) Annual fee waiver. Simple platinum cards and gold cards are exempt from annual fees within the validity period.

(2) Time tolerance. 3-day repayment grace period refers to providing cardholders with 3-day repayment grace period service. If the cardholder repays within 3 days after the due repayment date, it is deemed that the cardholder repays on time.

(3) tolerance. For cards opened after the dates of 20 17, 12, 1 (inclusive), the current repayment tolerance difference is 10 yuan. Grace period for due repayment (due repayment date+grace period). If the unpaid part of the previous bill is less than or equal to 10 yuan, it is deemed that the cardholder has paid the interest in full in the current period.

For cards opened before 20 17 12 1, the minimum repayment grace difference is 10 yuan. On the due repayment grace period (due repayment date+grace period), if the minimum repayment amount of the previous bill is less than or equal to 10 yuan, it is deemed that the cardholder has paid the minimum repayment amount.

(4) Free account security insurance+account security lock. Spend 1 at will in the current month, that is, give away the account security insurance for all ICBC credit cards with high insurance coverage and quick settlement in the next month, with the maximum payment of 50,000 yuan for platinum cards and 30,000 yuan for gold cards; Enjoy the service of palm self-locking, instant message prompt and reply unlocking, which is more convenient to consume and safer to use the card.

(5) Binding WeChat and JD.COM to enjoy points. By binding WeChat and JD.com to pay for consumption, ICBC's personal comprehensive consumption points can be accumulated, and the points can be deducted from cash when ICBC e-life or e-payment select merchants consume.

2. Player rights and interests

(1) Birthday 10 times integral. You can get 10 times points by using the constellation card on your birthday.

(2) Give away video members. ? New customers who apply for an ICBC credit card online for the first time can get a free VIP experience of Youku Video or Iqiyi VIP member 1 month in the official account of "ICBC Credit Card Micro News" or ICBC E Life within 30 days after opening the card, and customers can choose their own video platform brand.

3. Young manners

(1) Overseas WIFI is free. Simple platinum card and gold card holders can use overseas portable wifi2 for 2 days free of charge.

(2) Accor Hotels Group offers a 30% discount on the house price. Simple Platinum Card holders can enjoy a 30% discount on the room rate when they book and stay in the executive room or higher level room of participating hotels in Greater China through Accor Hotels Group's reservation hotline 4008 182688.

(3) Afternoon tea in five-star hotels. Simple Platinum Cardholders and their peers enjoy "50% discount for two peers" in afternoon tea in five-star hotels.

ICBC-Credit Card-Card World-Cosmic Constellation Credit Card