Can I apply for a loan for a mortgaged house?

During the mortgage period, loans can be made in two mortgage. The applicant must first determine the mortgage service company and loan scheme, sign the loan agreement after the loan qualification examination, go through the mortgage formalities, and wait for the loan with the mortgage certificate.

The foundation of law

Article 25 of the general principles of loans

If the borrower needs a loan, he should apply directly to the lead bank or the agent bank of other banks.

Article 29

All loans shall be signed by the lender and the borrower. The loan contract shall specify the loan type, loan purpose, amount, interest rate, loan term, repayment method, rights and obligations of the borrower and the borrower, and liability for breach of contract. Contract and other matters agreed by both parties. To guarantee a loan, the guarantor shall sign a guarantee contract with the lender, or the guarantor shall specify the guarantee terms agreed with the lender in the loan contract, affix the official seal of the guarantor and sign it by the legal representative of the lender. Guarantor or its authorized agent. In case of mortgage loan or pledge loan, the mortgagor, pledger and lender shall sign a mortgage contract or pledge contract. Where registration is required, it shall be registered according to law.

Article 30

The lender shall issue the loan on time in accordance with the loan contract. If the Lender fails to issue the loan on time as agreed in this Contract, it shall pay liquidated damages. If the borrower fails to use the money as agreed in the contract, it shall pay liquidated damages.