How much is the down payment for the house in Huading Shi Jia Community? Can I use the provident fund loan?

If the provident fund is used for the first time and the construction area of Xing Tao is less than 90 square meters (inclusive), the minimum down payment ratio of the loan is 20% of the total house price. If the building area is over 90 square meters, the minimum down payment shall be over 30%.

To apply for provident fund loans, the following basic conditions shall be met:

1, with full capacity for civil conduct;

2, provident fund deposit certificate (or housing provident fund card);

3. Identity cards, household registration books and proof of marital status of the applicant and spouse;

4, where the unit normal deposit housing provident fund for more than one year (inclusive) of employees, must be normal deposit for more than six months (inclusive), and the monthly deposit of housing provident fund reached the minimum monthly deposit announced by the CMC;

5, workers in the purchase, construction, renovation, overhaul occupied housing behavior within five years (inclusive), can apply for housing loans;

6. If employees apply for loans for the first time and the second time, they need to pay a down payment of more than 20% (inclusive) of the purchase price;

7 have a stable economic income, good personal credit and the ability to repay the principal and interest of the loan.