Differences among ICBC Credit Card, Global Card and Constellation Card

Star card is free of annual fee. The global card was not fully swiped for 6 times in that year, and an annual fee was generated in the following year.

Second, the service is different.

Global travel credit cards are divided into three grades: platinum card, gold card and ordinary card. With this card, you can enjoy free foreign exchange fees, hotel reservation discounts, free shuttle, free breakfast, airport parking, Haitao shopping cash back, and study abroad services.

The three-day grace period for repayment of Star Card refers to the three-day grace period service provided for cardholders. If the cardholder repays within three days after the due repayment date, it is deemed that the cardholder repays on time.

3. Constellation card holders can get 6-month Youku video VIP members or 6-month iQiyi video VIP members provided by ICBC as long as they are newly bound to a third-party payment platform and spend a sum of money, but the global card does not have this activity.

Extended data:

First of all, if it is a universal card, it can automatically increase the credit limit.

If the card meets the following criteria and has no bad credit record, ICBC can automatically upgrade the credit limit:

1. If it is not less than 3 months after the account is opened and the accumulated consumption is above 500 yuan (inclusive), the credit line can be adjusted to 500 yuan;

2. The credit line can be adjusted to 1000 yuan after reaching the level of credit line in 500 yuan and accumulated consumption of 500 yuan (inclusive) for at least 3 months;

3. It has reached the credit line level of 65,438+0,000 yuan and accumulated consumption is above 500 yuan (inclusive), and the credit line can be adjusted to 2,000 yuan after at least 3 months.

If the local card issuer has special regulations, this service is not applicable.

Baidu Encyclopedia-ICBC Credit Card