ICBC Constellation Credit Card is six hours late. Will it be collected at the meeting?

ICBC provides its credit card holders with a three-day repayment grace period. Repayment within the grace period does not generate interest and does not affect personal credit, which is regarded as timely repayment.

Credit cards of commercial banks will be deducted if they are overdue for one day. There is no grace period for ICBC's credit cards, and ICBC credit card holders will report their credit whenever they are overdue. In other words, if ICBC's credit card is overdue for one day, it will affect the cardholder's credit information, because ICBC's credit card has no time to serve. If it is overdue after the repayment date, the cardholder's overdue information will be reported to the credit bureau.

If the cardholder determines that he can't repay the arrears on the repayment date, he can explain the situation and reasons to the bank and apply for a grace period.