How do you choose between buying a house and traveling?

As the year draws to a close, young people inevitably face many soul-touching problems, such as buying a house, traveling, getting married and so on.

In the past, chatting with people was nothing more than talking about where to travel, where to walk, when to run scientifically, where to have a picnic on weekends, and how to climb several mountains. The current topic makes us stop at making money, getting married, buying a house, raising a family and so on. People have to face many stressful things.

A while ago, the circle of friends was discussing, "Should I choose 8 million school districts or should I travel around the world with my children?" But I don't have this worry, because I don't have children now and I don't have 8 million deposits. Instead, I'm worried that things will happen, such as the year is coming. What bothers me is whether I should save my savings of less than six figures to prepare for buying a house or travel around the world while I am young.

In fact, the pressure of modern young people is really great, and many decisions need to be carefully considered!

In the accumulation period of life, it is a question whether to concentrate on saving money to buy a house or to wander around with your heart for a period of time. Tightening one's belt and scrimping means giving up much enjoyment, and at the same time suffering from the inner and surrounding environment. While young, one is wandering around, experiencing the world and not wasting his youth, but the uncertainty of the future is very scary.

There is such a topic in the first issue of Qipa Shuo: about buying a house!

This may be a bit off topic, but it doesn't prevent you from referring to the point of view of buying a house or traveling.

@ Mix: The house is a person's root, which can remind you that you have a home.

When renting a house, it's like a disguised hotel. You won't cherish it and you can't decorate it according to your own wishes. After buying a house, it will become your home, reminding you that no matter how unhappy you are, there is a warm place waiting for you to come back. Buying a house is actually the process of buying happiness.

@ Yan Rujing: Buying a house will tie you down. Young people should have the courage to pursue happiness.

Buying a house is something you can do in your spare time. If you have enough money, you can choose to buy a house, but if you don't have the ability, you'd better not consider it, because repaying the mortgage will really become a big burden in your life. Once you need to raise a house, you can't do other interesting things smartly. Don't be bound by buying a house when you are young, but be brave in pursuing happiness and dreams. House is not the root, family is the root. As long as the family is here, the whole world is home.

@ Qiu Chen: Renting a house and buying a house have their own troubles depending on how you choose.

Renting a house has many disadvantages. You can't change the rented house at will, and you don't want to buy expensive furniture for the rented house. And from the investment point of view, the money to repay the mortgage is actually your own. If the house appreciates, you can make a small profit. But if you rent a house, all the money used to pay the rent is given to the landlord. Therefore, buying a house is more affordable. In fact, nothing in reality is the key to your happiness, and the little things you pay for buying a house will also make you happy.

@ Chen Ming: The modern concept of happiness depends on a happy life, so don't take root prematurely.

With the continuous development of the Internet, the concept of happiness in modern society should not live by a house, but by happiness. No piece of land is the only fulcrum of our value. Taking root early will only bind yourself. Roots are family and blood relationship, not house.

@ Hua: Floating without happiness, stability is the guarantee of happiness.

There are too many disadvantages of renting a house. Without a house, children cannot settle down. Education is a big problem. If they encounter unexpected problems, they may sleep on the streets. Moreover, many people buy houses after careful consideration. If they know uncomfortable misfortune, they will be more eager for comfort. Wandering will not be happy, stability is the guarantee of happiness.

@ Ma Weiwei: Don't take the house to resist risks. You are the source of resistance to risks.

In today's society, all material investments are constantly depreciating. The investment concept of the older generation "buying houses, land and gold bars" fluctuates all the time. However, if the money from buying a house is used to invest in yourself, including learning and mastering skills, even if it is cosmetic surgery, these are very stable. Only when you are good enough can you resist risks. People are not turtles, and they should not carry their houses to resist risks.

After the debate is thrown out, the audience is free to choose. Judging from the number of votes on the spot, 70% of the votes in favor of buying a house are relatively happy, and 30% of the votes against buying a house are relatively happy. Among the judges, Venus, Cai Kangyong and Dapeng all support happiness without buying a house.

@ Dapeng: I am very disappointed with this result. There are so many people in the younger generation who advocate buying a house. What I want to tell you is that don't buy a house if you can't afford it. It is better to spend money on yourself, eat well and dress well. The money is worth more than buying a house. Why not advocate buying a house? Because I study architecture, the house in Beijing is not worth the current price at all.

@ Venus: I strongly advocate not buying a house because I pursue the quality of life. Buying a house will cost you a lot of time and energy, including renting a house now. I rent a house in the best area, because my living environment directly affects the quality of life seen by my three children, and also reduces my time cost, so I don't have to run from the suburbs to the city. And now many people buy houses to appreciate and then sell them. I'm telling you now, that was ten years ago, and now I can't sell a house at all.

@ Cai Kangyong: Don't always accept the old ideas. People around you tell you that buying a house will make money. You have to figure it out for yourself. If so, everyone will think that you can't make money. Don't always think that housing prices in Beijing and Shanghai will not fall, and anything is possible. In addition, I think the standard of happiness is to get used to saying "no". Saying "no" is a very happy thing, but if you buy a house and need to repay the mortgage, it deprives us of many rights to say "no", because you have to put up with a job or an area you don't like, so don't buy a house.

@ Ma Dong: Buy or not, whatever!

If you think that the explanation in "Qi Pa Shuo" is not objective enough, or some people will say that this is reality! Then you have to look at the outside world, there are many people who don't follow the routine! It has been reported in the news that a couple born in the 1980s in Guangzhou sold their house and bought an RV, and then took their children to 37 countries. It is true that money is spent, but I think the wealth gained in the inner world is infinite!

I have seen such a set of statistics on the Internet. Take the Sixth Ring Road in Beijing as an example. The house prices are all around 30 thousand. What concept? For example, if you want to buy a rough house at 100, you have to pay a down payment of 20% (now it seems to be more than that), you have to pay back a loan of 7,000 yuan every month, and you have saved (not) eating (not) drinking (not) for 30 years. You have just paid off the final payment after the property ownership period of the house has gone by one third.

Now there is a saying circulating on the internet: as long as the price of an IPHONE, Japan and South Korea's new Matai will play around; The price of a Hermes, Europe and the United States have also come back; The next step is to go to Egypt and South Africa, which are more magical places; After a few years, you have traveled all over the world, and you may not have spent the price of a living room (if it is Beijing, it is also toilet money, right? Or the kind of toilet that can't hold the bathtub? ), but at that time your world view had already changed.

Perhaps our hearts are more inclined to spiritual satisfaction than material wealth, but there are not so many Plato in the real society! We often shout about going on a trip, but as soon as we shut up, we run back to the computer and stay up late to work overtime. When we started working, we complained that our youth was wasted and we couldn't go further in our golden age.

So, how do you choose?

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