How does China Merchants Bank set up automatic credit card repayment?

How to set up automatic credit card repayment?

Credit card automatic repayment can be set at bank counters, online banking APP and third-party payment platforms. Bank counter setting: Take your ID card, credit card and bank card to the credit card bank outlet and set it through the bank teller. Automatic repayment requires a credit card bound to a savings card. After the repayment date is set, it will be automatically deducted from the bound savings card, and the user does not need to repay manually.

Online banking APP settings: Take China Merchants Credit Card version 8.5. 10, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples. 1. After logging in to the APP, search for "regular repayment" on the home page and click Enter.

2. Select "RMB Settings" in the new page.

3. Set the repayment period and date in the new page, and select "Full Repayment" and the deduction order.

4. If you have not bound a bank card before, you need to add a bank card to the options.

5. After adding the bank card, click "Agree to the agreement and set it" below.

Third-party payment platform settings: Take Alipay version 10.2.50, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples. Alipay automatic repayment: 1. Users can open Alipay and search for "credit card repayment" on the homepage to enter the official service.

2. Add a credit card account to set up.

3. After binding the credit card, click the credit card++to enter a new page.

4. Click "More Repayment Methods" at the bottom of the new page.

5. Select "Regular Repayment".

6. After setting the deduction date, repayment amount and agreement on the new page, you can make an appointment to open it.

It should be noted that the repayment amount in Alipay should be set as high as possible to ensure sufficient funds in Alipay. Otherwise, if the set amount is not enough to repay the credit card bill in full, a record of overdue payment will be generated.

In addition, it can also be handled by telephone: the user directly dials the customer service phone number of the corresponding bank, and turns to labor according to the voice prompt, and the staff sets up automatic repayment.

I would like to remind everyone that whether it is automatic repayment by credit card or repayment at bank outlets, in short, the accounts payable must be paid off on time, otherwise it will be treated as overdue after the repayment period, and all credit card transaction records will be recorded in the credit report. Such overdue records will cause credit stains.

How can China Merchants Bank repay the loan automatically?

China Merchants Bank sets the automatic repayment method:

Click "My" in the lower right corner of China Merchants Mobile Banking and then click "Bank Card Settings";

Click "Associated Card" to add credit card and debit card respectively. Need to verify the payment password and reserve a mobile phone;

Click "Account Query" under account management;

Page drop-down, find the automatic repayment under the scarlet letter "Remaining Repayment Amount", click in, and re-enter the card++. It can be set to automatic repayment after verification.

For more information about how China Merchants Bank repays the loan automatically, please visit: See More.

How does China Merchants Bank set up automatic credit card repayment for other banks?

In order to meet the needs of customers to manage multiple bank credit cards in a unified way, our bank has developed the function of "returning one card to other banks' credit cards" on the professional version and the mass version. It can realize other banks' credit card bill information display, real-time repayment, automatic repayment setting, SMS WeChat repayment reminder, repayment record query and other functions. This service is temporarily free (the credit card added by other banks can be my own or someone else's). If you enable the transfer and remittance function, you can also repay the credit cards of other banks through inter-bank transfer of online banking or mobile banking, which is free at present. If you have successfully added another bank's credit card through online banking, you can log in to the Professional Edition to operate the automatic repayment of other banks' credit cards. The popular version does not support this function for the time being. Please log in to the Professional Edition and click "One Card"-"Self-service Transfer"-"Credit Card Repayment"-"Credit Card of Other Bank", and click the "Automatic Repayment Settings" button in the operation bar behind the corresponding card of other bank. For the credit card added by email, if it is the first repayment or the first signing automatic repayment, you need to enter the account name and credit card++completion information; Select the repayment amount, enter the password, check the agreement you have read, and click OK. After the setting is successful, the system will automatically deduct the corresponding amount from your one-card for repayment two days before the repayment date. If you need to cancel this function, you can also follow the menu flow above.

How to set up automatic repayment of China Merchants Bank credit card?

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: v8.5. 1 1

Download China Merchants Bank Credit Card Merchants Life APP, log in to your personal account, click My on the home page, find the repayment query, and then find the automatic repayment. You can jump to the automatic repayment page, set the automatic repayment account, select the repayment bank card, and confirm the setting to be successful.

After the setting is successful, the system will automatically repay each repayment date. It should be noted that on the repayment date of China Merchants Bank's credit card, sufficient repayment amount needs to be transferred to the repayment bank card to make the automatic repayment successful, otherwise the deduction will fail.

On June 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption for Chinese people. After more than ten years' struggle and growth, China Merchants Bank Credit Card has formed three visions of "being the best payment experience provider in China, the best consumer finance expert in China and the leading diversified marketing platform in China" and won many honors.

Adhering to China Merchants Bank's business philosophy of "changing with you", China Merchants Bank's credit card has continuously refreshed the cardholder experience with product innovation and service upgrade, and has become a leading brand in the credit card industry.

In recent years, China Merchants Bank's credit cards actively seek digital transformation, forge ahead, take the lead in building financial internet, and create a scientific and technological legend in the domestic credit card industry.

Product introduction:

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How to set up automatic repayment for China Merchants Bank credit card?

Hello! Automatic repayment setting method: log in to credit card online banking and click Repayment Management → Automatic Repayment Setting. You can also set up by phone, dial the credit card service hotline to verify your identity, press 3 to enter "card opening and password, bill sending method, automatic repayment setting", and then press 5 to enter "automatic repayment setting". If you set up a card automatic repayment function, the card is in your own name (the card number and certificate type must be the same as the credit card) and there is enough current balance. After the due repayment date 17: 00, we will deduct the money from the one-card according to your setting (full or minimum). You can check the transaction status of the card after 22: 00. If you choose the automatic repayment method and then repay through other channels, the system will deduct the insufficient (less than the minimum or less than the full amount) from the card on the final repayment date. If the balance of the automatic repayment account is insufficient, the system will deduct the debit account balance to "0" yuan, and will not deduct it automatically afterwards. You need to repay it to your credit card yourself. Warm reminder: Please don't deposit money in the credit card on the day of deduction to avoid repeated deduction. SMS tips for automatic fee deduction are generally sent on the second day of fee deduction. Set to take effect the next day.

The introduction of automatic repayment setting of China Merchants Credit Card ends here.