Crystal bank card

Is there an annual fee for the industrial bank's possible credit card?

Industrial Bank enjoys gold card, credit card and annual fee.

I. Annual Credit Card Fee of Industrial Bank

Puka: main card-RMB card: 80 yuan/card (set),

Master card-dual currency card: 100 yuan/card (set);

Gold card: main card-RMB card/dual currency card: 200 yuan/card (set);

Platinum Credit Card (Elite Edition)/Titanium Credit Card: Primary Card/Secondary Card: 500 yuan/Card;

Platinum Credit Card (Elite Edition): main card: 600 yuan/Card (no secondary card);

Platinum Credit Card (Excellent Series): the main card: 900 yuan/Card, and the auxiliary card: 600 yuan/Card;

Platinum Credit Card (Standard Edition): the main card: 2600 yuan/card, and the auxiliary card: 1200 yuan/card;

Diamond card: main card: 15000 yuan/card (there is no auxiliary card at present)

Supplementary charging standard for featured credit card products:

Garfield credit card: dual currency/RMB ordinary card: 80 yuan/card (set card/standard card), dual currency/RMB gold card: 200 yuan/card (set card/standard card);

Starry night constellation credit card /QQVIP credit card: dual currency/RMB universal card: 100 yuan/card (set), dual currency/RMB gold card: 200 yuan/card (set);

Cheyou credit card: distinguished card: 200 yuan/card, elite card: 100 yuan/card;

Golf Platinum Credit Card: main card/supplementary card: 9000 yuan/card;

Shanghai Benz Platinum Co-branded Credit Card: 3,500 yuan/card;

DIY credit card: primary card/secondary card: 80 yuan/card;

Credit card: 200 yuan/card;

Qqxiu credit card (physical card): standard card: 80 yuan/card, mini card: 40 yuan/card. Annual fee of credit card: providing cardholders with credit card financial services, related value-added services and rights. Retail customers:

Corporate Card (UnionPay brand): 300 yuan/Card;

MasterCard Business Travel Credit Card /Visa Commercial Credit Card: Gold Card 300 yuan/Card; Puka 100 yuan/card.

For credit card products without supplementary cards, they can only be charged according to the main card standard; For credit card products with supplementary cards, unless otherwise specified, the annual fee for supplementary cards shall be charged at half of the annual fee for main cards.

Once diamond cards, platinum cards, titanium cards, crystal credit cards and other products are issued, an annual fee will be charged regardless of whether they are activated or not, except for products with special instructions.

Industrial Bank will not refund the annual fee it has collected; If the overdue payment of the annual fee adversely affects the personal credit record, it shall be borne by the cardholder.

Extended data:

Industrial Bank Credit Card Free Annual Fee Policy

Industrial Bank's credit cards (gold cards and general cards) are directly exempt from the annual fee in the first year, and the annual fee in the following year can be exempted by swiping the card or withdrawing cash five times in one year, with no limit on the amount.

It is particularly important to note that the credit card annual fee exemption rule of Industrial Bank is for accounts, and the main card and the auxiliary card belong to the same account, so as long as the account (including the main card and the auxiliary card) swipes or withdraws cash five times in one year, the main card and the auxiliary card can be exempted from the annual fee for the following year.

Industrial Bank Platinum Credit Card cannot reduce the annual fee, Industrial Bank Platinum Card Series can exchange 450,000 points for one-year annual fee, and Industrial Bank Standard Platinum Card can exchange 1.3 million points for one-year annual fee.

References:

Industrial Bank-Credit Card Preferential Price List

[img] China Merchants Bank has a large inventory of immortal face value credit cards (debit cards)!

The "Crystal" HelloKitty card with high movie output rate is my favorite! Macaroon color+diamond pattern HelloKitty design +360-degree pearl = network celebrity warning! ! !

It has two colors to choose from: one is pink diamond, with the romance of a pink girl's heart. The other is a purple diamond, like a gentle pink-purple sunset. No matter which color scheme, it is a treasure of the world without stepping on thunder!

On the faint olive green background, the perfect concave-convex texture and Express's iconic portrait of Roman centurion were paved. It seems that the imprint of each era is slowly spread out, carrying and recording the changes of the times, and it can be circled countless by its face value!

Pikachu, who wears a cute halo on his head, monopolizes the C position, wears a faint glow of the Milky Way, feels a warm and smart feeling, and is very cute in his hand!

The constellation guardian credit card (credit card) from the stars is so beautiful that you can miss Allin! The refreshing misty texture is covered with the mysterious background color of the stars in the universe-deep dark blue, and the outline of the constellation is outlined with three-dimensional concave and convex gold-plated stars and shining stars.

Then turn the blessing into Morse code, the language used by human beings to communicate with the universe, and engrave it in the exclusive orbit, one for each of the twelve constellations! It's like gathering the romance of the bright galaxy on a small card, and I can't put it down!

On the light pearl pink card surface, Maruko comes with the standard version of mushroom head short hair and sweet cherry blossom hairpin, enjoying cherry blossoms under colorful trees, which is cute and playful!

Free life in literary style Platinum credit card (debit card) exudes a unique and charming artistic style. The protagonist of the card is a bird in the sky, which symbolizes a free and useless soul and shows the attitude of young people to escape from the secular framework and pursue the life they love.

Look carefully, the card face is full of details. Inspired by the optical illusion design in artist escher's works, black, white and gray birds are crossed on the card surface, which reflects a gradual metallic luster in the warm sunshine. It looks like a work of art with a high sense of quality, and the right collar is beautiful!

What bank card looks good in 2022?

In 2022, Guangfa Bank True Love Star Diamond Credit Card, Guangfa Bank True Love Star Diamond Credit Card, Bank of Communications Y-ELITE Youyi Crystal Honey Credit Card and Bank of Communications Y-ELITE Youyi Crystal Honey Credit Card all look better.

New customers who successfully apply for the CGB True Love Star Diamond Credit Card will receive up to 3 coupons for 50 yuan Ordinary Mall within 3 months after issuing the card. You can enjoy 8 times points for pen consumption in Pinduoduo, Vipshop and JD.COM platforms; If the business is up to standard by installment or cash withdrawal, you can enjoy 8 times points for WeChat and Alipay consumption in the next month.

The new customer of Bank of Communications Y-ELITE Youyi Crystal Honey Credit Card has made three single purchases of 168 yuan and above in the scenarios of WeChat, Alipay, or Bill Payment APP, or UnionPay China UnionPay Express APP within 45 days (inclusive) from the card verification date. They can use 5 points to redeem gifts from the card verification date to the payment of the APP (one of three choices): VEECANS beautiful snowflake necklace.

How much is the annual fee of Unicard Business Travel Platinum Credit Card?

You Yika Business Travel Platinum Credit Card Annual Fee: 900 yuan/Card as the main card and 600 yuan/Card as the secondary card.

Once the diamond card, platinum card, titanium card, crystal credit card and other products of Industrial Bank are issued, an annual fee will be charged regardless of whether they are activated or not, except for products with special instructions. Industrial Bank will not refund the annual fee it has collected; If the overdue payment of the annual fee adversely affects the personal credit record, it shall be borne by the cardholder.

Extended data:

Youyika Business Travel Platinum Credit Card Rights

1. Courtesy of VIPs at domestic and foreign airports.

Domestic: During the period of 20 19 65438+ 10/-2019 65438+February 3 1, customers can enjoy VIP service on designated flights at home and abroad in the name of Uniqlo Business Travel Platinum Card, and I can enjoy six free flights.

Overseas: during the period of 20 19 65438+ 10/-2019 65438+February 3 1, customers can enjoy VIP service at overseas designated city airports (including international departure of some domestic city airports), and I can enjoy it six times.

2. High public transport accident insurance

During 20 19, 1, 0: 00 -20 19, 12, 3 1, customers only need to pay the full amount of public transport tickets (referring to the face value) or by themselves or their spouses and minor children.

And if you take the corresponding public transport as a passenger, you can get the accident insurance and happy travel insurance protection of the public transport you took at that time, and the maximum insurance amount is 6.5438+million yuan.

3. 10 points = 1 air mileage value can be exchanged at will.

Industrial Bank is committed to creating a powerful function of redeeming credit card points for air miles. Customers can enjoy mileage accumulation easily and quickly, and have the opportunity to easily get free air tickets, cabin upgrades and free hotel accommodation on hundreds of routes.

4. The highest courtesy of renting a car

During the period of 20 19 10 10/to 20 1 91February 3 1, customers can enjoy the supreme car rental privilege under the name of industrial bank youyi business travel platinum card.

Industrial Bank-Industrial Bank credit card charging standard

Industrial Bank-Friendship Business Travel Platinum Credit Card-Equity

What about the world premiere of Industrial Bank Crystal Credit Card?

That's what the Industrial Credit Card official website says. Call to make an appointment, and someone will contact you specifically to apply for a card. The crystal card I applied for has received a nuclear visit from home today.

How to avoid the annual fee for Industrial Bank Friendship Business Travel Platinum Credit Card?

No matter whether the user is activated or not, the industrial bank Youyi Business Travel Platinum Credit Card will charge an annual fee first, and it cannot be exempted from the annual fee. After the platinum card is activated, it can't be exempted from the annual fee, and it can't be exempted from the annual fee for the next year like ordinary cards, because the platinum card provides special services.

Bank credit card annual fee-free policy:

First, the annual fee of the bank is charged after the first use, that is, one year after the account is opened. As long as you pay 5 or 5,000 yuan in this year (3 student cards or 3,000 yuan, 654.38+060,000 points of platinum card are exempted from annual fee or 200,000 yuan), the annual fee for that year will be exempted.

Second, the policy of permanently reducing the annual fee of bank credit cards:

1. Platinum cardholders who spend a total of RMB 4 million can get a permanent annual fee-free discount for the main and auxiliary cards.

2. Individual cardholders of gold cards and ordinary cards who have no bad credit records and have held various credit cards of Bank of Communications for more than 10 years (including 10 years) since the implementation of these Measures may be granted permanent annual fee exemption for the main and secondary cards in an account.

Extended data

The annual fee of bank card refers to the fixed fee charged by China's commercial banks for bank accounts every year. The annual bank card fee is charged once a year, and the bank withdraws it from the account.

From August 1 2007, the annual management fee for bank cards began to be cancelled, and some basic financial service charges of commercial banks were suspended.

Bank card annual fee usually refers to debit card annual fee, but broadly includes credit card annual fee and online banking annual fee. Some debit cards charge an annual fee, and some banks waive the annual fee. Credit cards generally charge an annual fee, and the fee is high, ranging from several hundred.

In fact, as early as 20 1 1, the China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges of Banking Financial Institutions.

Banking financial institutions are required to waive 34 service charges of RMB personal account 11from July of that year, including salary, small account management fee, bill printing fee, password modification and password reset fee, etc.

However, the annual bank fee has not been cancelled with the notice, and the four major state-owned banks continue to charge annual fees. Medium-sized comprehensive commercial banks such as Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China CITIC Bank all have no annual fees. Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank will charge an annual fee of about 10 yuan.

Platinum Credit Card (Excellent Series): the main card: 900 yuan/Card, and the auxiliary card: 600 yuan/Card;

Annual credit card fee: for credit card products without supplementary cards, only the main card fee standard can be used; For credit card products with supplementary cards, unless otherwise specified, the annual fee for supplementary cards shall be charged at half of the annual fee for main cards.

Once diamond cards, platinum cards, titanium cards, crystal credit cards and other products are issued, an annual fee will be charged regardless of whether they are activated or not, except for products with special instructions. Industrial Bank will not refund the annual fee it has collected; If the overdue payment of the annual fee adversely affects the personal credit record, it shall be borne by the cardholder.

References:

Baidu encyclopedia-annual fee of bank card

Industrial Bank-Industrial Bank credit card charging standard

So much for the introduction of Crystal Credit Card.