Fortune Telling Collection - Zodiac Analysis - Should young people buy a car or a house first?
Should young people buy a car or a house first?
As a migrant worker who has been wandering in a first-tier city for three years, he has infinite yearning for life, and he should also plan his own vision when looking forward to the future. So I think so about this very practical problem.
Because of the nature of my job, I will buy a house first, and then buy a car and other necessities. Why do you say that? The following is my opinion.
Reason one: the house is just needed and must be bought.
First of all, the house is the guarantee of living. Without a house, many things are uncertain. I can put it more pertinently, that is, we will get married and have children sooner or later. Even if you don't get married and have children, no house will only leave you in a state of drift from place to place. I remember when I was working in the city, because I didn't have a house, I often had to find a house, find an intermediary and move. I was very angry. From then on, I vowed to have my own house, even if it was small. But that's mine.
And most people are still struggling for the goal of getting married and having children. Without a house, it means that the hukou has not been settled, so once you get married without a house, your child's enrollment is also a problem. These are closely related to the house. Because better educational resources can help us save a lot of educational costs.
Reason 2: Buying a car is easy to depreciate? expensive
This is an old saying that often hangs on the lips. Cars are consumer goods. Cars are becoming less and less valuable, and their own cars are also very expensive. Take a car with a price of 6.5438+10,000 yuan. Insurance, gas money, car washing, maintenance and violation of regulations add up to 7/8,000 yuan, which is the cost of110,000 family cars, but the possibility of house price reduction is relatively small. Looking at these big cities, although house prices have dropped, they are still stable as a whole. Besides, we buy a house for our own living, and strangers who work hard in other places are most touched. They don't want to get another call from the landlord urging them to pay the rent. They have to move several times a year.
Reason 3: For the stability of the next generation.
On the one hand, I want my children to have a stable and happy childhood. I don't want what happened to me to happen to my children. Some people may say that they are unmarried, so children need not be considered, but please don't forget that more people in this world still want to have a happy and complete family life.
Of course, this choice is suitable for me because of my job. My job is very stable. But for people who travel frequently, I think it is special to buy a car first.
Suppose your job is sales, and you need to drive around for business. It will be inconvenient to take a taxi, but it will be much better to drive. At this time, it is best to buy a car. At present, many companies will look for employees with C 1 driver's license when recruiting, which means that employees have a car with a high probability, and it is convenient to run business in the future, and there is no need for the company to allocate additional cars. Having a smooth car will make your sales work more efficient, and you don't need to adapt to the bus or subway schedule.
In fact, whether to buy a house or a car first, the most important thing is what your actual conditions are. Here are your job, your own salary level, the degree of civilization of your city, prices and housing prices, and other factors. You don't have to buy it first, you have to consider your own conditions. Think more and be more mature. You will take care of these things.
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