I want to get a credit card for 20 thousand dollars

Does anyone know that the credit card limit is 20 thousand?

The grade judgment of 20,000 yuan credit card is related to the grade of the card.

The average bank's gold card amount is about 6,543.8+0,000 to 50,000 yuan, so the credit card with the amount of 20,000 yuan belongs to the medium level in the gold card, but it is relatively high in the ordinary credit card, which requires the applicant to meet certain application qualifications. The credit card limit is given by the bank based on the comprehensive evaluation of the information submitted by the applicant, which is determined by many factors such as the applicant's age, income, deposit, credit history and so on.

First, the ranking of credit cards:

The basic rankings of credit cards are generally ordinary cards, gold cards, platinum cards, diamond cards and black cards. The higher the ranking, the larger the quota, and the more services and rights you enjoy.

Puka: The amount varies from 0- 10000 yuan, and is usually not higher than 10000 yuan. Usually, you can enjoy the annual fee-free policy, such as the annual fee-free policy for the following year after swiping the card six times, the annual fee-free policy for redemption of points, and the most common preferential policies of banks. Usually, there is no special right.

Gold card: The general amount is between 654.38+0,000 yuan and 50,000 yuan, which is higher than that of ordinary cards, usually several hundred yuan. The annual fee waiver policy is the same as that of ordinary cards. Except for some special cards, the service is slightly better than that of ordinary cards. Usually, the discount will be stronger than that of ordinary cards, and the point accumulation policy will be more powerful than that of ordinary cards.

Platinum card: the amount is usually between 50,000-1 10,000, and the annual fee is usually unavoidable. Usually you can enjoy high-end services provided by banks such as golf, SPA, physical therapy, airport transfer and VIP lounge.

Diamond card: It is higher in grade than platinum card and requires higher status of the cardholder. Only successful people can handle it. Therefore, the diamond card has a higher amount, which can show the distinguished status of the cardholder. The cardholder is required to earn more than one million yuan, and the amount is also one million yuan.

Black card: Not everyone can use this card. No applications are accepted. Only at the initiative of the bank will the card be issued. There are three banks in China, namely industry and commerce, investment promotion and people's livelihood. They are all invited, and the conditions are different.

Second, how to apply for a credit card

1. You can apply for a credit card by providing proof of work and salary;

2. The credit line is approved according to your salary and assets;

3. After you get the credit card, you can activate it and overdraw it; Credit card application conditions:

1, age18;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5 proof of income stamped with the financial seal of the unit;

6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ;

7. Social endowment insurance certificate;

8. Provide two contacts. The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing. It is best to apply for a credit card at a bank outlet, and there will be a phone call after approval.

What do I need to get a credit card with an overdraft of 20 thousand? Which bank is the best?

The credit card limit of China Merchants Bank is 3000- 1 10,000 yuan, and the gold card limit is 1 10,000-50,000 yuan. According to the information submitted by the customer, the customer's credit card fixed limit is comprehensively evaluated, and the final audit result shall prevail. (Multiple credit cards under the same account name share the same limit)

The most important condition for applying for China Merchants Bank Credit Card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you are interested in CMB credit card and have never held our credit card, you can apply in the following four ways: 1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer"; 2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person; 3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. 4. If you have applied for the professional version of our online banking, you can apply through the professional version. Remind you that credit card verification is subject to the final audit result.

I want to apply for a 20,000 credit card. What do I need?

The most important condition for applying for China Merchants Bank Credit Card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

If you are interested in our credit card and have never held our credit card, you can apply in the following four ways:

1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer";

2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person;

3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application.

4. If you have applied for the professional version of our online banking, you can apply through the professional version.

Remind you that the issuance and limit of credit cards are subject to the final audit results.

What are the requirements for getting a 20,000 credit card?

Hello, the credit card limit of China Merchants Bank is 3000 to 1 000 yuan, and the gold card limit is 1 000 to 50000 yuan. According to the information submitted by the customer, the customer's credit card fixed limit is comprehensively evaluated, and the final audit result shall prevail. (Multiple credit cards under the same account name share the same line);

The most important condition for applying for a credit card is a stable job and income. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit. The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards; 2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor; 3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

If you apply for our credit card for the first time, there are three ways to apply: 1, and online application: 2. Please bring your original identity certificate, work certificate and financial documents to the branches of China Merchants Bank in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat, and click "I want to apply for a card".

I want to apply for a credit card of China Merchants Bank, and the overdraft is about 20,000 yuan. What are the requirements?

I want to apply for a credit card of China Merchants Bank, and the overdraft is about 20,000 yuan. What are the requirements?

You can apply, but not the four major banks pay great attention to the nature of the account. If you can, first get a card of China Merchants Bank, deposit some money, and then get a credit card. Generally, it is unlikely to pass at one time, and you can continue to apply!

Basic conditions for applying for a credit card: proof of identity, proof of work and proof of income.

The limit is determined by referring to the financial certificate you provide to the bank and the comprehensive scoring system of the bank.

How to overdraw the credit card of China Merchants Bank?

For credit cards, it is allowed to "consume first, then repay", and overdraft is an important feature. For debit cards, "deposit first, then spend", but on the premise that it is verified as overdraft in good faith and repayment is guaranteed, cardholders are also allowed to overdraw an appropriate amount in a short time when they are in urgent need of funds. Overdraft interest is generally much higher than bank loans in the same period, and card issuers also have a set of measures to prevent and recover overdraft risk losses.

Overdraft cash withdrawal is a small cash loan provided by banks to customers, which helps you arrange funds flexibly when customers are in urgent need. Generally speaking, it is a form of borrowing to withdraw cash through the bank counter or ATM with the credit card given to you by the bank. If you spend money in a shopping mall, take a credit card directly. This is called overdraft consumption (interest-free period).

Can China Merchants Bank's credit card be overdrawn for any business?

If the available amount of your CMB credit card is enough for you to use, you can spend it by credit card.

I want to apply for China Merchants Bank Credit Card (Beijing)

If you apply for a credit card for the first time, because you don't have a consumer credit record, the bank mainly depends on your income and assets, and decides whether to apply for a card for you and the size of the credit line.

Generally speaking, the first time you apply for a credit card, the amount will not be too high, unless you can provide sufficient proof of assets, such as income, house ownership certificate, mortgage purchase certificate, car ownership certificate, bank deposit certificate or securities certificate.

Secondly, fill in the application form carefully. Generally speaking, the following aspects on the application form will affect your credit evaluation score (the higher the credit score, the higher the probability of obtaining credit card approval and the higher the limit):

1. Is there a fixed telephone in this city (having a fixed telephone in this city means that the residence is stable, which will increase the credit evaluation score of the bank for you);

2. Whether or not to get married (the score of married is higher than that of unmarried);

3. Whether it is a local account (the score of local account is higher than that of foreign account);

4. Whether there is a house (having a house is higher than not having a house, and living by yourself is higher than living with parents);

5. Education (the higher the education, the higher the score);

6. The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 enterprises all scored relatively high, while unknown private enterprises and foreign enterprises scored relatively low);

7. Job Description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees)

What about the credit card overdraft of China Merchants Bank?

If you meet the requirements of China Merchants Bank's credit card application, you can try to apply. The most important condition for applying for China Merchants Bank Credit Card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you are interested in CMB credit card and have never held our credit card, you can apply in the following four ways: 1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer"; 2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person; 3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. 4. If you have applied for the professional version of our online banking, you can apply through the professional version. Remind you that credit card verification is subject to the final audit result.

Credit card overdraft of China Merchants Bank

Hello, as long as your credit card is available, you can overdraft, credit card overdraft or online payment overdraft. Credit card spending can enjoy interest-free period. Interest-free period means that you don't have to pay any interest if you pay off all the consumption money before the final repayment date. The interest-free repayment period is 20 days to 50 days, depending on the specific time of your consumption. If your consumption is before the current bill date, it will be included in the current bill; You can enjoy a longer interest-free period if you include it in the next bill after the bill date.

If you still have questions, please add enterprise QQ customer service 4008205555 or WeChat new WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.

What are the requirements for Taiwan Province people to apply for China Merchants Bank credit card?

Credit card processing conditions:

At least 18 years old and no more than 65 years old;

Need my second-generation ID card;

A work certificate and income certificate stamped with the financial seal of the unit;

No bad credit record;

Other financial certificates, such as real estate, cars, stocks, bonds, etc.

Credit card application process:

Fill in the application form;

Information of the bank itself, and copies of these information;

The bank sends it to the credit card center;

The credit card center conducts audit, business card printing and card issuance;

After getting the card, I opened the card and waited for the password letter.

At least 18 years old is a compulsory requirement for handling credit cards, but without work certificate, it is easy to be rejected to apply for credit cards. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles or a stable source of income. You can also go to a bank with transactions, get a bank flow certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high.

I want to apply for China Merchants Bank credit card. How to contact you?

1. Credit card application channel:

1, bank counter application;

2. Credit card application in official website;

3. Apply to the bank credit card salesman;

4. You can apply on WeChat;

Two, credit card application conditions mainly have two points:

1, age requirement: 18-60 years old;

2. Have a stable job and income source.

Three. Materials and certificates to be provided when handling:

1. Domestic residents only need to provide: a completed and signed application form, identification documents, residence documents and income documents;

2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;

3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date shall also be provided.

4. If you want to apply for a credit card with a large amount, you need to provide proof materials with good economic strength, such as a copy of real estate license and automobile driving license; Bank borrower (good credit, no more than 60 days overdue) or copy of deposit certificate, etc.

What are the requirements for handling China Merchants Bank credit cards? Can individuals do it?

Individuals can handle it, a, provide ID card+work permit or business card+the company will give you money; B. Provide ID card+copy of ID card or business card or legal person business license+copy of production certificate or driving license.

China Merchants Bank Credit Card Online Processing Requirements

Two most effective ways to apply for a large credit card

One of the most effective methods: submit proof of property.

For large credit cards, the choice of bank credit cards is irrelevant. What matters is whether your real estate license meets the regulations of this bank.

Generally speaking, real estate license includes: real estate, automobile production, wealth management products, etc. Personal name.

Take Minsheng Bank as an example, its large credit cards are divided into diamond cards (with a quota of 200,000), luxury platinum cards (80,000) and standard platinum cards (40,000).

If personal property is provided, the required conditions are: standard platinum card requires the property value to be more than 800,000 yuan, luxury platinum card requires 6,543.8+0.6 million yuan, and diamond card requires more than 3.2 million yuan.

However, the bank does not accept the vehicle ownership certificate.

Guangfa Bank, China Merchants Bank, etc. Accept the relevant certificates of automobile production.

The second most effective method: using cards to handle cards.

It is an effective way to handle large credit cards with cards. Take Minsheng Bank as an example, there is no need to provide any additional proof of assets: the applicant is required to use the credit card for more than half a year, and the credit limit of the card is at least 40,000. The processing conditions are: the original card limit is more than 40,000, and the standard platinum card, luxury platinum card is more than 80,000, and the diamond card 15000 is more than that.

To apply for a large credit card, according to the standards of the bank scoring system, share some conditions, have a good credit record, have a superior career, have a stable income and a high deposit.

If the recommendation card can't be made, you can only spend money to find someone.

Get a card and withdraw cash. You can call me.

How much monthly income does it take to apply for an ICBC credit card limit of 20,000?

How much monthly income does it take to apply for an ICBC credit card limit of 20,000? How long will it take for ICBC's credit card to be approved after receiving the newsletter?

1, ICBC does not need to get a credit card after application. The bank will complete the system entry of the information within two working days after receiving the filled information, and then you can find the applicant's information in the application progress.

2. General banks will complete the audit in about 10- 15 working days. After the bank credit card is issued, it will be processed within two working days and sent by registered mail, which usually takes about two weeks to receive. After the courier arrives, show the recipient's ID card and sign for the activation card.

What is the basic credit card limit of ICBC? For the first time, the monthly income is 4000.

See if there's a room or a car. If there is a house, it is generally 65438 credit card limit+00% of the total house price;

Ask the lobby manager to do it, and basically 100 yuan can be used to get a card online;

What is the credit card limit for ICBC with a monthly income of 44,000 yuan?

The limit is around 8000- 10000.

How much can ICBC credit card peony gold card earn 4000 yuan a month?

The monthly income is 4,000 yuan, the minimum credit line of ICBC credit card is 5,000 yuan, and the maximum credit line is 10000 yuan;

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Tip:

The credit line is between 5000- 10000 yuan;

How much monthly income does the Bank of Communications need for a credit card line of 7000?

The 7000 line is a general card, and it is generally enough to have a work unit. The salary is about two or three thousand, and you can approve 7000.

Get a card and withdraw cash. You can call me.

What is the credit card limit of ICBC? My monthly income is 2000 yuan. Is it easy to apply for a credit card?

Yes, but don't expect too much from the quota, but it is estimated to be 3000.

What is the credit card limit of ICBC with an annual income of 45,000?

It's hard to say, it depends on what economic proof you provide;

The amount depends on personal economic proof (such as work or income proof, real estate license, car driving license, etc.). ) submitted at the time of application. The more proof materials are submitted, the easier it is to get rid of the card, and the higher the amount will naturally be.

How much is ICBC credit card Peony Puka approved?

Hello, lz, the credit card approval amount is different, I don't know how to evaluate it. The lowest is 1000, and the highest is tens of thousands. You can refer to the amount of business in ICBC, the amount of deposit financing and many other factors. However, after three months of use, you can call 95588 to cancel the quota.

I hope I can help you!

How long does it take to apply for an ICBC credit card?

15 to 20 days.

So much for the introduction of 20,000 credit cards.