What is the use of ICBC Cosmic Constellation Credit Card?

ICBC Cosmos Constellation is a gold card issued by Industrial and Commercial Bank of China, and currently enjoys the following rights and interests:

1. Free of annual fee: No matter what level of card you successfully apply for, you will be free of annual fee within the validity period.

2. Repayment time: 3 days is the grace period for repayment, that is, 3 days is provided for the cardholders of Mingxing Card. If the cardholder repays within 3 days, it is deemed that the cardholder repays on time.

3. Repayment tolerance: the minimum repayment tolerance difference is 65,438+00 yuan. On the due repayment grace period, when the minimum outstanding amount of the previous bill is less than or equal to 10 yuan, it can be considered that the star cardholder has paid the minimum repayment amount.

4. Free of foreign exchange commission: consumption abroad pays 0 foreign exchange commission at will. The currency of this card is 65,438+00 foreign currency, including USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD.

Extended data:

Cosmos credit card (hereinafter referred to as "constellation card") is divided into two grades: simple platinum and gold. The design of the card surface is the same, which is distinguished by the color of the base on the card side. Black is simple platinum and red is gold card. Among them, the simple Platinum Card enjoys the benefits of VISA Platinum Card and UnionPay Platinum Card, and all the benefits of Platinum Card except airport VIP room, high-speed rail VIP room, aviation accident insurance and travel inconvenience insurance.

Constellation card "1+ 1" cards: UnionPay single-logo single-currency card (magnetic stripe +PBOC unconnected chip card) and VISA single-logo multi-currency card (magnetic stripe+)

EMV is not connected with chip card), which has stronger encryption, higher security and wider acceptance range. The two card accounts are used together, and the payment at home and abroad is unimpeded. (Note: Star Card does not support application in the form of supplementary card, nor does it support application for other credit cards in the form of supplementary card under Star Card. )

References:

China Industrial and Commercial Bank Universe Credit Card