Will aunt's credit card explode the address book when it is overdue?

How long does it take for ICBC to accept credit card applications?

ICBC generally completes the review of business card printing within 15 natural days. Card collection is as follows:

1. If you choose to receive the card by mail, the new card will generally arrive in the account within 7- 15 working days after opening the account;

2. If you choose to pick up your own card, it is recommended to contact the card collection outlets for confirmation, because the situation in different regions is different. Please refer to the local actual situation for details.

3. If you apply for a card online, please bring the original ID card to the designated outlet to collect it after receiving the card notification message. You can log in to the official ICBC Credit Card App ICBC e Life, select the "Finance" column, and check the card processing progress and mailing progress of the credit card according to the tips on the page, or you can check it through channels such as mobile banking.

Tips: The card collection method is subject to the choice at the time of application and cannot be modified. If you haven't received the card collection notice or card for a long time, please call the customer service hotline 95588 to contact the credit card manual service for verification.

(Answer time: 65438+20201October 22nd. In case of business changes, please refer to the actual situation. )

The gold content of the four major credit cards PK! Which one will be your dish?

The credit cards of the four major banks are equivalent to a shiny gold signboard. If you can get the next card, it will be easier to get a card from another bank. In addition, the four major banks have low rates and many outlets. Everyone wants four major credit cards, but they don't know which bank to choose. Today, we are going to make a PK with the gold content of four major credit cards.

Gold content of credit cards of the four major banks PK:

1, Bank of China: BOC's credit card has many advantages, such as foreign exchange, which can earn existing points. Some platinum cards can also be exempted from annual fees, and the installment rate is relatively low, which can alleviate the pressure on cardholders. In addition, there are many activities, and the points are of great use. However, the bank card in China has a high threshold and it is difficult to withdraw cash. Without a certain identity, it is very difficult for a person to get a China bank card if he has no deposit in a bank in China.

2. Industrial and Commercial Bank of China: ICBC, known as the Cosmic Aunt, although the threshold is relatively high, it is not impossible to apply and does not need to provide bank flow. Usually there is no problem with other banks' credit cards, and it is ok to choose a card that is easier to handle. However, ICBC's quota is relatively low, and food cards are everywhere. It is impossible to withdraw cash by brainless brush alone, and most ICBC cards have no interest-free period.

3. China Construction Bank: China Construction Bank is the easiest of the four state-owned banks to apply for, and the threshold is very low. If you have mortgage, deposit and wealth management in CCB, you can basically get a card, and the amount is rich. Few people get food cards. There are still many preferential activities of CCB, especially in consumption abroad, but it is difficult to increase the quota.

4. ABC: ABC has many activities, and the application threshold will be higher. Many people can get the cards of CCB and ICBC, but they can't get the cards of ABC. Agricultural Bank of China pays more attention to qualification. If the applicant is an employee of a state-owned enterprise or institution, or has a provident fund in the Agricultural Bank of China, it will be better to apply for a card. Agricultural Bank of China has a low credit card quota, and food cards will be issued in 500 yuan, but it is better than many outlets. People living in remote areas can consider the Agricultural Bank.

In short, no matter which of the four major banks you choose, you'd better choose a suitable credit card according to your credit status and credit card requirements.

Are credit cards easy for the four major banks?

It is easy for the four major banks to handle credit cards.

1, Bank of China:

Nicknamed "Brick Shop", a brick 10000 RMB. Being able to have this nickname shows how much it recognizes "bricks", and the next card mainly depends on assets. In the past, a friend of Bank of China said that the hard condition of platinum card is to put 20W deposit for three months, or 50W loan and mortgage. If it is a "stable unit" recognized by the bank, it is also easy to get rid of the card. The advantage is that BOC's exchange rate is kind and the overseas cashback activities are stable for a long time, so it often goes abroad or applies for Haitao's advice, and several platinum cards related to Haitao are basically free of annual fees, so don't worry. But different cards correspond to different activities in other family activities, so many people strongly recommend "one for each person".

2. China Construction Bank:

China Construction Bank is similar to China Bank, and it is also famous for its overseas cashback, but the domestic card is not so easy to handle. However, only recently did I apply online, and Longka enjoys the Platinum Credit Card, because the pattern on the card surface is the mountain peak, which is the white mountain. It is the first platinum that CCB can apply for online, and its rights and interests are relatively complete. The annual fee is 65,438+0,800 or 400,000 points, which can be deducted from the points, so some people put it in the fourth place of "Si Si Bai". However, it is difficult to save the points of CCB, and many consumers do not give points.

3. Agricultural Bank:

Agricultural Bank of China (ABC), nicknamed the old farmer, always feels backward. Online banking is notoriously bad, and it is very cautious to approve cards and it is difficult to get them. Therefore, some people say that Zunran Platinum Credit Card Elite Edition (Elite White) is the most difficult platinum card, but some people may have a good relationship with local outlets, so it is not so difficult to get it down and it is not difficult to get assets in place.

4. ICBC:

Because its total assets ranked first in the world, some people ridiculed it as the largest bank in the universe, so it was later nicknamed "Cosmic Bank", and another nickname was "Aunt Bank". One view is that rich aunts save money in ICBC, and the other view is that there are many aunts among employees.

Which banks' credit cards are most worth keeping?

I think it is right to cancel some cards, and the average user can keep 4-5 cards. Credit cards mainly consider rights and limits, and it is recommended to keep Shanghai Pudong Development Bank, Industrial and Commercial Bank of China and China Merchants Bank.

1, Shanghai Pudong Development Bank has a high quota, so you can apply for express delivery AE White,+diaosi 300, and the rights and interests are upgraded once a year, which is very powerful. In addition, Pufa's universal loan is very useful for users with capital needs.

2, China Merchants Bank, as long as it is used normally, the quota is raised quickly, and there are rich activities such as consumption and catering. When the card reaches 50,000, you can apply for a classic white card.

3. As industry benchmarks, Industrial and Commercial Bank of China and Cosmic Bank have no upper limit on withdrawal amount, many outlets and convenient use as long as their assets or credit are good.

The rest can be selected according to daily needs and card rights. For example: owner card, mileage card, supermarket card and so on.

I think the most worthwhile cards (fast and stable credit cards) are China Merchants Bank, Agricultural Bank of China, Shanghai Pudong Development Bank and Minsheng, for the following reasons:

1. China Merchants Bank Credit Card (simple withdrawal method)

China Merchants Bank's credit card withdrawal cycle is very stable, and the withdrawal amount is high.

China Merchants Credit Card likes to swipe small cards. The more times you brush, the more you like it. China Merchants Credit Card likes staging, and the staging period should be controlled within 3 to 6 months. China Merchants Credit Card also likes+++,and it is difficult to do it without raising the quota (merchants like catering and entertainment businesses).

China Merchants Bank's weekly 7.5% discount activity is also very powerful

Second, the Agricultural Bank credit card

Agricultural Bank of China is the most stable of the four major banks, and raises the amount every three months. Agricultural Bank of China likes large consumption (catering and entertainment), and its activities in recent years are also good, which is worth keeping.

ABC should remember not to use temporary withdrawals and cash withdrawals.

3. Shanghai Pudong Development Bank Credit Card

Shanghai Pudong Development Bank has been very active in recent years. They often send credit cards and points, and business activities are also good. Moreover, Shanghai Pudong Development Bank has an accelerated white card, which is five times the score. The points are very strong and can be exchanged for mileage. Blessed are friends who like to travel by air, and they can sit for free.

Pufa likes large installments. As long as you dare to installment, he will dare to give you a quota.

Four. China Industrial and Commercial Bank Credit Card

ICBC credit cards like to spend a lot (very tolerant). Raising the amount is actually very simple, fast and high.

ICBC's famous cash withdrawal method, starting from 50,000 yuan, reaches double 7 stars. Applying for an ICBC credit card, the amount and withdrawal are very high, basically more than 50 thousand yuan.

Friends who like it can pay attention to it, and friends who have big or small machine needs or don't understand can write privately! Share credit card knowledge with you from time to time! Welcome more friends to join the cannon family, and more content will benefit you!

I can't compare with the bosses above. I come from the bottom of society and have a low quota.

China Construction Bank: 18000

Bank of China: 3000

Postal savings office: 9000

China Merchants Bank: 26000

Everbright 6000

Pufa: 27000

ICBC: 48000

Transportation: 16000

I also want to cancel a few, too many, but I can't stand the temptation. Let me apply, I will apply, and the results are more and more. Fortunately, most of them are free of annual fees.

I think ICBC and China Merchants Bank are the most worth keeping.

The landlord is too powerful.

I think it's right to cancel some cards and increase the quota. It's worth staying.

1. Industrial and Commercial Bank of China

The first line in the universe, the loan interest is low.

2. China Merchants Bank

If the quota is approved well, it is easiest to increase the quota.

3. Others, Pufa, can stay if the quota is high. Bank of Communications has good strength and stability.

Among them, CITIC Bank, I was reduced by him for no reason, so I had a bad impression. China Bank is a functional bank, which is not good for retail customers. I don't have CCB or ABC, so I don't comment. People's livelihood is not good and the number of places is low.

I have used my credit card for nearly 15 years, which should be regarded as relatively early. When I first went to college in 2004, I got a youth card from China Merchants Bank with an initial quota of 3,000 yuan. Up to now, I have five credit cards in my hand (the total amount is only 1.37 million, but seven of them have actually been cancelled), which should be regarded as early cards. In fact, I am not professional at all, and I have no awareness of raising cards. The following are just my own experiences and suggestions.

I used the credit cards of CCB and Xingye in the process of China Merchants Bank, but they were cancelled in less than two years.

I went shopping with my wife after work, about 14. There is a joint credit card of Bank of Communications in front of Wal-Mart. At that time, I worked in a state-owned enterprise with a credit card of 20,000. After the card is released, it is basically useless. As a result, the credit card automatically rose to 40 thousand after half a year. No wonder the internet said that I would neglect Bank of Communications for a period of time, and my credit card automatically went up. Practice has proved that it used to be, but now it is basically useless. I heard that the risk control is very strict, and it is easy to reduce the amount of cards.

First of all, the largest bank in the universe, Auntie Bank and Auntie Bank, as the largest credit card issuers in the universe, apply for credit cards differently. I can apply without any job. /kloc-resigned in 0/7 and applied for an ICBC constellation gold card online. As a result, the card limit is 20,000. To my surprise, I heard that the bank aunt's quota has risen rapidly and is currently being raised. In addition, the installment interest rate of bank aunt is the lowest in the universe.

There is also a Minsheng Bank 15000 and an Agricultural Bank's 5000, all of which are activated.

To sum up, China Merchants Bank is definitely a credit card worth owning, not to mention Aunt Bank.

Self-demand

First of all, you have to understand what you are applying for a credit card for,+++or pure bonus hunter. Every bank has different preferences.

Merchants, high amount of money and loans, and many catering activities.

Shanghai Pudong Development Bank has high loan interest and relatively few activities.

Citic, a recognized miser, has a very high loan amount ranging from 200,000 to 300,000, and will be discounted later.

Traffic, recognized as the big brother of risk control, is called the fifth largest bank because of its risk control ability. Its main activity is Red Friday. Because of its risk control, it should not be used as++.

People's livelihood can be mentioned once every three months, and there are not many activities.

For the four major banks, it is recommended to have at least one card, and then handle other businesses in the future, so the risk control will be relatively easy.

You can choose the card that suits you personally according to your own situation, and then choose other to cancel.

At present, 1 1 card is available.

Guangfa platinum 1 10000, reserve fund.

Pufa Platinum 90,000, reserve fund, double points.

People's livelihood platinum 50 thousand, capital reserve.

CITIC Platinum 35,000, watching imax movies.

50,000 yuan for transportation and meals.

Investment funds are 60,000 yuan, and there are many shopping activities.

Everbright gold 60 thousand, reserve fund.

China Agricultural Bank ETC paid 45,000 yuan to pay for car washing.

Beijing Platinum 1.3 million yuan, five-star hotel buffet.

HSBC Platinum is 23,000 yuan, which is used to watch a movie of 9 yuan.

Bank of China: RMB20,000. I'm going to return the card because of chicken ribs.

Let me talk about my own for your reference.

1. China merchants bank activated the initial line of 6000 in June 20 15, and now the line is 56000;

2.2065438+In April 2005, China Everbright Bank activated the initial quota of 5,000, and now the quota is 20,700;

3.2065438+In July 2005, Bank of Communications activated the initial line 14000, and now the line is 66000;

4.2065438+In July 2005, China Construction Bank activated the initial quota of 15000, and now the quota is still15000;

5.2065438+In September, 2005, Guangfa Bank activated the initial line 15000, and the current line is 86000;

6.2065438+In May 2007, Guangzhou Bank activated the initial line of 30000, and now the line is 68000;

7.2065438+In July 2007, Shanghai Pudong Development Bank activated the initial quota of 45,000 yuan, and now the quota is 90,000 yuan;

8. Ping An Bank activated the initial quota of 30,000 yuan in August 20 17, and the current quota is 30,000 yuan.

From the above time span, approval quota and final quota, it can be concluded that the credit cards of China Construction Bank, China Everbright Bank and Ping An Bank are not so easy to use, but the credit cards of China Everbright Bank have an advantage that the points are valuable and can be exchanged for goods without spending a penny; The credit cards of China Merchants Bank, Bank of Communications, Guangfa, Guangzhou and Pudong are all good. Generally speaking, the credit line is relatively easy to withdraw and the credit line is also high. China Merchants Bank quickly increased the credit line, once every three months, used it many times, swiped the card many times, and quickly improved. Moreover, I used its universal fund once in Shanghai Pudong Development Bank, and I felt "wooshing" and the credit line was suddenly increased to 90,000. At first, I felt that Bank of Communications was not easy to use and the quota was very slow. But later, when the amount of money was used up, its sequelae broke out, and the quota was quickly mentioned to me as 66,000.

The above is my card experience, and I like to give you a compliment.

Aunt's bank credit card introduction ends here. Aunt's bank credit card will explode the address book if it is overdue. I wonder if you found the information you need from it?