China Industrial and Commercial Bank Full Currency Credit Card

Which bank is good for all-currency credit cards?

Which bank is better, gold coins or credit cards, depends on what privileges you need.

1, ICBC multi-currency credit card

ICBC's multi-currency credit card has been issued for a long time and is a classic of multi-currency cards. There are more than a dozen accounts, and any line can be used for payment. There is no currency conversion fee in the process.

ICBC's multi-currency credit card repayment is also very convenient. All you need is a debit card with a credit card, and you can use RMB deposits to purchase foreign exchange directly for repayment. The automatic foreign exchange purchase function only needs to be activated when the card is processed.

2. ABC Jinsui Youyou World Credit Card

This is a card of UnionPay MasterCard, which can be used for consumption and cash withdrawal in any currency and channel in the world, and it is also free of currency conversion fee. It is enough to spend one card abroad.

In fact, this card only has two accounts, RMB and Euro. When you use MasterCard line to swipe your card, the local currency will be converted into euros, but the conversion fee will be waived by ABC.

3. All-currency international chip card of China Bank.

This card is a VISA credit card. You can use any currency to spend or withdraw cash anywhere, without paying the currency conversion fee. In addition, the card adopts the international EMV chip, which greatly improves the security.

This card only has a US dollar account, but you can freely choose whether to automatically settle the arrears into RMB when opening the card. This card also has the function of a savings card, and there is current interest on saving money.

4. CCB Longka Global Payment Card

CCB Longka Credit Card has RMB and USD accounts, but when making a transaction, it will automatically purchase foreign exchange into the RMB account, as long as it is repaid in RMB.

Similarly, in the process of currency conversion, foreign exchange fees are exempted, so no matter what channel you brush, you can use this card for RMB repayment.

What does a full currency credit card mean?

All-currency credit cards refer to credit card varieties that support multi-currency credit card consumption. When all-currency credit card holders are in consumption abroad, all transactions will be automatically converted into RMB according to the exchange rate. Cardholders only need to repay in RMB, and no currency conversion fee is charged.

Which is better for all-currency credit cards?

The most popular shopping method now is Haitao. Taobao in China has gradually failed to meet everyone's needs. First of all, foreign products are more assured and more secure, and everything is cheaper than domestic products, including freight. However, because Haitao's scope is all over the world, the currency exchange fee is a big problem. At this time, we need a full-currency credit card, so which one is better?

1. China Industrial and Commercial Bank Global Travel Card

ICBC Global Travel Card is the main credit card promoted by ICBC, which is similar to ICBC's multi-currency card, but its appearance is much better.

Main features:

1, USD, EUR, HKD, GBP, AUD, JPY, SGD, CAD, CHF, NZD 10, no currency exchange.

2. If automatic purchase of foreign exchange is enabled, the foreign exchange will be automatically purchased from the debit card for repayment on the repayment date; If automatic foreign exchange purchase is turned off, you need to purchase foreign exchange manually for repayment.

3. There are dual channels of UnionPay and MasterCard in China, which can be repaid by Alipay.

4. Gold card swiping 5 times is free of annual fee, platinum card annual fee is 2000, and spending 20W in the annual cycle is free.

5. The Platinum Card has a PriorityPass card, and you can enter the international VIP room of the airport unlimited times.

Two. Bank of China full currency international chip card

Main features:

1. After opening the global transaction bookkeeping function, all transactions will be automatically purchased in RMB, and only repayment will be made in RMB according to the bill. After this function is turned off, you need to purchase foreign exchange for repayment manually.

2. EMV chip can be used for chip POS machines that do not support magnetic stripe cards abroad, which is said to be safer than brushing magnetic stripe.

3.Visa single channel, without UnionPay logo, can't use Alipay for repayment. Domestic non-Visa channel credit cards only support BOC Pos machines.

4.EMV platinum card cash back 5% overseas.

5. Spend double points, and the points are permanently valid.

Three. Ccb global payment card

Main features:

1. All transactions (including credit card, online shopping and cash withdrawal) are automatically purchased and entered in RMB. Just use RMB according to the bill.

2. There is no currency exchange fee and no deadline.

3. There are dual channels of UnionPay and VISA in China, which can be repaid by Alipay.

4. Credit card 10 times is free of annual fee.

4. All-currency international credit card of China Merchants Bank.

1, free of annual fee for life.

2. All transactions (including credit card, online shopping and cash withdrawal) will be automatically purchased and credited in RMB, so you only need to repay in RMB according to the bill.

3. There is no currency exchange fee and no deadline.

4.Visa single channel, without UnionPay logo, can't use Alipay for repayment. Domestic non-Visa channel credit cards only support China Merchants Bank Pos machines.

Verb (abbreviation of verb) abstract

1. From the exchange rate point of view, ICBC's global travel card and CCB's global payment card are the best, and China Merchants Bank's all-currency card is the worst. ICBC Global Travel Card ≤ CCB Global Payment Card 2. From the convenience of repayment, considering the number of outlets, third-party repayment and other factors, ICBC's global travel card is the best, and China Merchants Bank's all-currency card is the worst. ICBC Global Travel Card ≥ CCB Global Payment Card Bank EMV Card China Merchants Bank Full Currency Card.

So generally speaking, ICBC Global Travel Card and CCB Global Payment Card are the best.

Do ICBC students use RMB for full-currency credit card repayment?

Yes, all transactions of full-currency credit cards are automatically purchased in RMB, and you only need to repay them in RMB.

The launch of ICBC's all-currency credit card ends here.