Visa star card deposit _ is there an annual fee for visa star card?

Can I deposit money in my credit card?

Of course.

Credit cards are used to borrow money for consumption, while savings cards are used to save money.

You can deposit. If you deposit too much, it is called "overpayment", but it can also be used for credit card consumption.

Credit cards can save money, but pay attention to the following points:

1. Credit card accounts can also deposit money into them, but unlike debit cards (savings cards), no matter how much money you deposit in a credit card and how long it lasts, there is no interest. Because the nature of credit card is not used for deposit, the money "deposited" is not called deposit, but overpayment, which is used for consumption and repayment, and a handling fee may be charged for withdrawal.

2. This money can increase the available credit card limit or be directly used for consumer repayment. If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.

If you put the money in the credit card in advance without spending it, you won't get the money. If you want to take it, you will charge a high handling fee and try to avoid it. There is no interest on saving money by credit card, so it is more cost-effective to deposit money in a savings card.

4. When the credit card limit is sufficient, don't deposit money into the credit card easily. Try to repay in full according to the bill, or do a debit card associated with a credit card to automatically deduct the money. For the treatment of the "overpayment" that has been generated, if the amount is small, try to "redeem" with credit card consumption. Credit card spending will take the initiative to use the "overpayment" limit by default, and then use the normal credit limit.

5. If the credit card overpays a lot, try not to withdraw cash directly from the self-service equipment: "You may wish to save the country through the bank channel-transfer the funds in the credit card to the corresponding debit card account. Relatively speaking, there is an upper limit on the transfer fee, which is lower than the overpayment fee. "

How to deposit money into visa credit card

Visa credit card deposits money in the same way as we usually deposit money in a bank savings card. One is to insert the bank card into the card slot through the bank's access machine, enter the password and click Save, and then put the money into the deposit slot until the machine finishes counting the money, and the money will be saved. Another way is to bring cash and bank cards to the bank's manual window for deposit business.

How to deposit money by credit card?

Credit cards can save money.

Credit cards can deposit money into them, and the amount deposited in credit cards is called overpayment. Briefly introduce overpayment:

1. Some banks will charge a handling fee for the overpayment of cash withdrawal, of which the handling fee of Agricultural Bank of China is 65438+ 0% of the cash withdrawal amount, the handling fee of Xingye and Ping An is 0.5%, and the peers of China Industrial and Commercial Bank, Construction Bank, Transportation Bank, People's Livelihood Bank and China Everbright Bank are exempt from handling fees;

2. The overpayment is accumulated on the credit line and will be used first when spending by credit card.

Overpayment in your card will not generate deposit interest.

Extended data

The advantages of credit cards are as follows:

1. You can spend money without overdraft, and you can enjoy an interest-free period of 20-56 days, and you can repay on time without interest.

2. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.

3. Special merchants who hold cards in banks can enjoy preferential treatment.

4. Accumulate personal credit, add a credit record to your credit file, and benefit for life.

5. National access is barrier-free, and you can withdraw money or swipe your card at ATMs and POS machines with UnionPay logo.

6. Credit card spending, extracting existing points from some credit cards, and various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card.

7. Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently.

8. Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenditure.

9. The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

10.400 telephone or 5-digit short number with prefix of 9 provides 24-hour service, and loss reporting takes effect immediately, with zero risk of card loss.

1 1. It is known that the validity period of domestic credit cards is generally three to five years.

12. Use the third-party platform for business cooperation and provide preferential services for cardholders.