Constellation first brush gift _ constellation card first brush gift which to choose?

What are the rights and interests of China Merchants Bank Constellation Credit Card?

1, you can enjoy a free one-year health insurance from China Merchants Bank. 2. Cardholders can also enjoy a 20% discount coupon for bill installment fee. 3. It is worth mentioning that the cardholder can spend six times according to the regulations, and after each transaction reaches 18 yuan, he can also receive activities gifts such as China Merchants Bank credit card 1000 points, backpacks and so on.

First, the annual fee situation UnionPay gold card, the annual fee in the first year is directly reduced, and the annual fee in the following year can be reduced by swiping the card 6 times in the current year, and so on. If the card fails to meet the standard within the annual fee period, the annual fee will be charged according to the standards of 300 yuan/year for the main card and Kloc-0/50 yuan/year for the auxiliary card, which will be directly deducted from the credit card limit and included in the latest bill, and must be repaid on time.

Second, the gold card amount is between the ordinary card and the platinum card, which is higher than the ordinary card, and the platinum card is lower, generally between 1-50000 yuan. The specific amount still depends on the results of the comprehensive evaluation of the bank. Factors such as income, work unit, working years, marriage or not, debt or not will affect the quota evaluation.

Three. Card equity 1. First gift: new residents will apply for a card before the deadline of March 3, 20201,and within two months after issuing the card, they will be bound to WeChat, Alipay, China UnionPay Express or various mobile phones and then scan the code to pay, completing six transactions with a total price of 18 yuan, and they can receive the first gift within three working days to two months after issuing the card. Gifts include TOMMY HILFIGER shoulder bag, GUESS fashion women's shoulder bag and China Merchants Bank credit card 1000 points, but only one of the three can be selected.

4. Constellation Privilege: As of March 3, 2020, cardholders can receive a 20% discount coupon for 1 billing installment fee through the Pocket Life APP within the constellation month. This coupon can only be used in installments at 12 and above, and the installment fee can be reduced at most in 300 yuan.

The most important conditions for applying for China Merchants Bank credit card are: 18-60 years old or above, with a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, or an income tax withholding certificate, or it can be the market value of a house, car, deposit and investment.

China Merchants Bank Constellation Guardian Credit Card is a UnionPay single gold card issued by China Merchants Bank. There are twelve constellations in the black mysterious card face, and different constellations correspond to different personalities. The maximum credit card limit of China Merchants Bank Constellation Guardian is 50,000 yuan, and the specific limit is subject to the audit results. In addition, the annual fee of China Merchants Bank Constellation Guardian Credit Card is 300 yuan/year, and the annual fee of the supplementary card is 150 yuan/year, which is free in the first year, and the annual fee of the following year is free if you swipe your card six times in that year.