How much does it cost to upgrade the constellation card to platinum?

What kind of credit card is better for Industrial Bank?

What credit card (debit card) does Xingye new household apply for?

I. Starry Night _ Constellation Credit Card (Debit Card) (Puka Card)

Also known as "Xingye Constellation Credit Card (Debit Card)", it can be said that it is the best in Xingye Puka.

Cards are divided into "UnionPay standard RMB version" and "UnionPay +VISA dual currency version", in which the dual currency version is issued in the form of a set of cards. A set of cards includes two cards, one is a standard size RMB/USD dual-currency card and the other is a mini dual-currency card (about 43% smaller than the standard size). To apply for the standard version online, you need to apply at the counter for the dual-currency card set.

And although banks generally don't issue dual-currency cards now, constellation dual-currency cards can still be issued. The mini cards in the dual-currency card set are freely selected by the applicant, and the card faces can be selected according to any constellation, with distinctive features.

1, basic situation

The amount of the Star Card is within 10000. If you want to upgrade, you can apply for a gold card (50 thousand). The annual fee for both versions of Puka is 100 Yuan (Golden Card 200 yuan). Annual fee is free in the first year, and credit card (debit card) is free for 5 times in the second year.

In addition, the cost of 40 yuan/card (set) is required, but the first brush (unlimited times) can be exempted from the cost.

2. Characteristic rights and interests

(1) The first cash withdrawal transaction (including overpayment recovery transaction) in each billing month is free of charge.

(2) 2 million aviation accident insurance: 20 17. If you buy tickets in full, you can get 2 million aviation accident insurance when you fly with this card. But this requires a gold card.

(3) Supreme car rental courtesy: In 20 17, the first day rental of designated models in short rent will be half price (only once for each customer); At the same time, you can enjoy a 8.8% discount on daily rent for the rest of the time. Customers who successfully settle accounts will get an electronic coupon of 100 yuan (each customer is limited to one coupon per year).

Second, Taobao co-branded credit card (debit card) (gold card)

1, basic situation

The gold card amount is less than 50,000. Annual fee 200 yuan, free of annual fee in the first year, and free of annual fee in the following year if you swipe your card for 5 times (including cash withdrawal).

In addition, it also has the function of electronic cash, which can be operated and paid in marked UnionPay consumer terminals.

2. Characteristic rights and interests

(1) bonus benefits: As long as the merchants who display "Support Credit Card (Debit Card) Shopping" on Taobao, they can enjoy credit card (Debit Card) bonus points by using the fast payment method of credit card (Debit Card). Reward standard for points: RMB 1 yuan = 1 credit card (debit card) points. Moreover, there is no limit to the transaction amount, and you can get as many points as you want.

At the same time, the points can be received at any time and enjoy real-time shopping discounts. Deduction standard: 500 credit card (debit card) points = 100 AliPay points, 100 AliPay points = 1 RMB.

(2) The first withdrawal is free. Every billing month, the first cash withdrawal transaction fee is free!

(3) 2 million aviation accident insurance, similar to the constellation card.

Three. Bank Card Platinum Card (Leisure Series)

1, basic situation

The quota starts at 50,000 yuan, which is said to reach 6,543,800 yuan+0,000 yuan. Annual fee for leisure series: main card 900 yuan and auxiliary card 600 yuan (standard version: main card 2600 yuan, auxiliary card 1200 yuan, much higher than leisure series).

2. Characteristic rights and interests

(1) Free airport transfer at home and abroad: 4 times a year at home and 2 times at overseas airports.

This is the most valuable right of Youyou series. Industrial airport pick-up service, domestic value 100 yuan/time, 250 yuan 65438 yuan/time. If you don't need it, you can sell it. It is rare to see such an exciting right.

(2) Global airport VIP treatment: every year 12 domestic and unlimited number of overseas airport VIP rooms, 2 free passengers every year.

(3) Rent a car for one day every year.

(4) Travel tickets can enjoy 6.5438+million traffic accident insurance, which can be enjoyed by both spouses and minor children.

(5) Redemption mileage of premium points

10 points: 1 air mileage (Air China, China Southern Airlines, China Eastern Airlines, Hainan Airlines)

13 points: 1 Xiamen Airlines reward points.

You can redeem up to 200,000 credit card (debit card) points every year. If a card like PASS earns points, you can also convert points into mileage through this card.

[img] What credit card is better for Industrial Bank?

China Eastern Airlines Co-branded Industrial Bank Platinum Card Elite Edition.

Xingye has four aviation co-branded cards, namely: China Eastern Airlines Co-branded Card, China Southern Airlines Co-branded Card, Jihang Co-branded Card and Xiamen Airlines Co-branded Card. Among them, the platinum card (elite white) that can be swiped without annual fee has the highest cost performance. Judging from the entry form and card level of points, Jihang and Xiamen Airlines can be excluded, and China Eastern Elite White and China Southern Elite White are preferred.

The monthly total mileage redemption points of airline co-branded cards shall not exceed the amount of co-branded cards, and the upper limit of a single natural year is 600,000 points. China Eastern Elite White 10: 1 The maximum mileage is 60,000 miles, and China Southern Elite White 12: 1 The maximum mileage is 50,000 miles.

China Eastern Airlines Elite White and China Southern Airlines Elite White only have different annual redemption mileage ceilings. All the games of China Eastern Elite White in this article are also applicable to China Southern Elite White. You can choose the corresponding airline co-branded card according to your own needs.

introduce

Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou.

As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.

What credit card is good for Industrial Bank?

Before applying for a credit card, many friends will first think about what credit card to apply for and what credit card has a high amount. They found that 20 18 Industrial Bank has several credit cards that are very good and easy to apply for. If you are planning to apply for a credit card of Industrial Bank, you can refer to it.

20 18 xingye shenka

1, Xingye Constellation Credit Card

There are two versions of this Industrial Credit Card: UnionPay single currency version and UnionPay /visa dual currency version (set of cards). The former can apply online, and the latter needs to apply at the counter.

Features: Free handling fee for the first cash withdrawal every month, high aviation accident insurance, and supreme car rental discount.

2. Xingye Taobao Co-branded Card

Hands-chopping people is worth having, and it is one of the best choices for online shopping. It is very convenient and easy to apply, and it is also a good credit card for Industrial Bank.

Features: No handling fee and annual fee for the first year of withdrawal, and no annual fee for the next year if you swipe your card for 5 times. In addition, online shopping can be counted as points, and points can be used as cash to deduct the purchase amount. Deduction ratio: 500 credit card points = 100 AliPay points, 100 AliPay points = 1 RMB.

3. Xingye Southern Airlines Card

There are gold and platinum cards, of which platinum cards are divided into elite and standard versions. If the rights and interests differ greatly, you can make a decision first.

Features: If it is a gold card, the annual fee is exempted for 5 times, and the mileage exchange ratio is high. 15 yuan = 1 mileage, and the points are accumulated twice on the birthday. Platinum Elite Edition is free of spending 2000 yuan within 60 days after issuing the card in the first year, and the annual fee for the following year is free after swiping the card for 30,000 yuan. Consumption abroad will double points, 12 yuan = 1 mileage.

4. Xingye Platinum Friends Series

In the Industrial Platinum Card Series, the standard version and leisure version of the Bank Card Platinum Card are the most worthy of application. Strong rights and interests, low application threshold, easy to get off the card, and points can be converted into mileage.

Features: Free airport transfer at home and abroad, 4 domestic and 2 overseas transfers per year, including domestic value 100 yuan/time and overseas 250 yuan/time. If not, you can still sell it. VIP courtesy at the global airport, free one-day supreme car rental every year, 10 points = 1 mileage, value exchange.

5. Industrial Bank Standard Credit Card

Industrial standard credit card is the easiest to apply for compared with other cards, and even college students and newcomers in the workplace can apply for cards. If you are Meng Xin, you can try.

Features: The biggest feature of this card is cash installment benefit, which provides cash withdrawal service for cardholders and calculates 5 times points.

Which is the credit card of Industrial Bank?

There are many kinds of credit cards in Industrial Bank. Next, let's take a look at the Industrial Bank credit card.

0 1

Xingye standard credit card

Industrial standard credit cards are easier to apply for, and students can choose to apply for industrial standard credit cards.

02

Xingye China Southern Airlines Card

Xingye Southern Card can be divided into white card and gold card. Different versions of Societe Generale Southern Card have different rights and interests.

03

Xingye Taobao co-branded card

It is relatively difficult to handle the industrial Taobao co-branded card. In view of the large number of credit cards of Industrial Bank, the Industrial Taobao co-branded card is relatively easy to handle. Xingye Taobao co-branded card has points, which can deduct the shopping amount.

04

Xingye constellation credit card

Industrial Constellation credit card application threshold is relatively low, but there are many application conditions, such as age 18-60, stable job, no bad credit record and so on.

Which card is better for Industrial Bank's credit card?

See what kind of rights and interests you want and the level of card type

At present, Industrial Bank has high-end standard platinum cards and activities. The original annual fee is 2600. Now, if you spend 65,438+00,000 points every month for six consecutive months, you can reduce the annual refund fee by paying in installments of any amount. Visa standard platinum credit card is very good in tourism, health and physical examination, with a quota of 30 thousand, and less than 30 thousand is an ordinary gold card.

If it is a beautiful card: if it is a little girl, I suggest three-color ice when I am hungry, and strawberry peach blossom gold card when I am hungry.

Some card friends pay attention to rights and interests, but don't want annual fees. It's not bad for the elite to keep it for nothing, with triple points and good rights.

Let's talk about which credit card in Xingye is better.