Fortune Telling Collection - Zodiac Analysis - How much is the down payment for the house of mutual trust constellation _ Second-hand house mutual trust constellation

How much is the down payment for the house of mutual trust constellation _ Second-hand house mutual trust constellation

What percentage of the down payment should I pay?

The down payment ratio of the house is as follows:

1. For those who use provident fund loans for the first time, the down payment ratio is not less than 20% for families who purchase the first set of housing with a construction area of less than 90 square meters or who purchase affordable housing according to regulations, and not less than 30% for families who purchase the first set of housing with a construction area of more than 90 square meters, and the provident fund loans must be paid continuously for more than 12 months and are still being paid at the time of loan.

2. If commercial bank loans are used, the minimum down payment ratio is 30% of the total house price; If the second suite is purchased by loan, the down payment ratio shall not be less than 40%, and the loan interest rate shall not be less than 1 and 1 times of the benchmark interest rate; Banks will basically not handle loans to buy third and above houses.

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