What are the international credit card gold cards?

Credit cards are divided into: Puka: Under normal circumstances, everyone can apply for Puka; Gold card: the threshold for gold card approval is raised, and the annual fee is relatively high; Platinum card: airport VIP, free rescue and other value-added services; Diamond card: the general amount is 1 million, and you need your qualification to prove that you are worth this price; Black cards are called unlimited cards.

According to different card issuers, it can be divided into bank cards and non-bank cards.

Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.

Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

According to the different issuing banks, it can be divided into corporate cards and personal cards.

Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.

Gold card. Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.

According to different payment methods, credit cards can be divided into credit cards and quasi-credit cards.

Credit card. That is, when the issuing bank provides bank credit, it overdraws first, and then repays or pays in installments. Most of these cards are used for international circulation. In other words, the way to allow cardholders to pay off their credit card accounts is "consume first, then deposit". Most of these cards are used for international circulation.

Quasi-credit card It is a credit card issued by a bank, which deposits first and then consumes. When applying for a credit card, the cardholder needs to deposit a certain amount of money in the issuing bank in advance as a backup. The cardholder needs to use the card on the basis of the deposit balance, and generally no overdraft is allowed.

According to the different circulation scope of credit cards, they can be divided into international cards and regional cards

International card. International card is a kind of credit card that can be used outside the issuing country and is universal. MasterCard, VISACard, AmericanExpressCard, JCBCard and DinersClubCard issued by five overseas groups (MasterCard, Visa International, American Express Card and DinersClubCard) are mostly international cards.

Area card. Regional card is a kind of credit card that can only be used in the country or region where the issuing bank is located. Most credit cards issued by commercial banks in China belong to regional cards.

What are the international credit cards?

What kinds of international credit cards are there?

Visa, MasterCard, American Express and Japan JCB are all international credit card organizations.

At present, dual-currency credit cards issued by domestic banks usually have the logo of more than one institution.

In other words, it can be used internationally.

You can also call an international credit card.

If you want to apply for a pure foreign currency card, such as a US dollar card or an English ingot card.

You can go to the Bank of China,

They can apply for a pure foreign currency credit card.

I hope I can help you.

What kind of international credit card is the best for domestic banks? It means visa.

It seems that no credit card meets this requirement. I know there are only three kinds of highest coins ~ and they are all for platinum customers, that is, the credit line is above 20w. Most banks have dual-currency credit cards, such as USD/RMB, China, CITIC, Minsheng and China Merchants. There are fewer other currencies, and a few have Japanese yen. However, the credit cards of foreign banks should be designed like this. You can ask Citigroup Standard Chartered. But there is no transfer fee ~ impossible! In fact, what you are talking about is the automatic repayment of foreign exchange, that is, there is a handling fee for depositing RMB and returning foreign currency, and there is no exemption. As for visa, it can't be consumed in China. It depends on whether there is a UnionPay. Without UnionPay, you can't spend it on the domestic UnionPay general pos, but it is generally a visa UnionPay general card in China.

As for the handling conditions, it is very simple: provide the income certificate issued by the company with the company's financial seal or official seal, and provide the certification documents of the RV if there is a house or a car.

Which banks can apply for VISA international credit card

Hello! China merchants bank can apply for VISA international credit card.

Credit card application conditions: the applicant must be 18~60 years old (foreigners are 25~60 years old), have certain economic ability and have a good credit record. Please refer to the actual audit of our credit card application results. Information: our credit card application, copies of the front and back of the ID card, and the work certificate issued by the unit.

In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name), and a copy of any water, electricity and coal invoices of the property in the last 3 months; A copy of my driver's license.

I suggest you go directly to the outlet to handle it. You can check the address, savings phone number and business hours of each business outlet through our website. Method: Please log on to the credit card website cc.cmbchina/,, click "service outlets" in the upper right corner, and select the city you need to inquire from the drop-down box.

How to apply for an international credit card?

Welcome to apply for BOC Great Wall International Card. The following application guide will give you a comprehensive introduction to the application method of BOC Great Wall International Card, hoping to help you solve all the problems encountered in the application process and help you get BOC Great Wall International Card faster.

What kinds of BOC Great Wall International Cards are there?

There are many kinds of BOC Great Wall International Cards issued by China Bank. You can choose the appropriate credit card type according to your personal needs.

The Great Wall International Card of Bank of China is divided into VISA and MasterCard by brand.

The Great Wall International Card of Bank of China is divided into platinum card, gold card and ordinary card according to the credit rating.

Bank of China Great Wall International Card is divided into personal card and business card according to the issuing object.

BOC Great Wall International Card can be divided into USD card, HKD card, Euro card and GBP card according to the currency of settlement. USD card is suitable for going to North America, EUR card is suitable for going to the euro zone, GBP card is suitable for going to the UK, and HKD card is suitable for going to Hong Kong. You can choose one of them as the payment currency, and then use the corresponding currency or RMB to purchase foreign exchange for repayment. BOC Great Wall International Cardholders can enjoy various preferential and exclusive services provided by China Bank.

Who can apply for the Great Wall International Card?

All China citizens who have reached the age of 18 and have full capacity for civil conduct, foreigners who have the right of abode in China and compatriots from Hong Kong, Macao and Taiwan can apply for the Great Wall International Card, and can apply for supplementary cards for their spouses, parents or economically dependent children who have reached the age of 18, with a maximum of four supplementary cards.

How to fill in the application form?

You can get it from the bank or download and print an application form to fill in.

You need to fill in the application form in block letters with a blue or black pen and sign the contract. If you choose automatic transfer for repayment, you must provide your current all-in-one savings account with China Bank.

Why do you need to write an application form in detail?

When filling in the application form, the bank requires you to fill in the ID card, characteristic information, contact telephone number and other items. In order to prevent risks in time, protect your interests when your card is stolen or fraudulently used.

What do I need to do after filling out the application form?

The application form, my ID card and a copy of the ID card of the supplementary card applicant (or a copy of the passport, a copy of the foreigner's residence permit in China, a copy of the Hong Kong, Macao and Taiwan compatriots' home visit permit, and a copy of the local ID card) shall be submitted to the local China Bank, and deposits received shall be required by the bank. The contact person should be a person with local household registration, ID card and unit.

What is a credit line?

The credit limit of BOC Great Wall International Card is the loan use limit approved by the bank according to your credit status, and the credit limit can also be determined according to your deposit in the bank. The minimum credit limit of an ordinary card is $500 and HK$ 4,000.

What is an international credit card?

Then here is a definition of international credit card: generally speaking, international credit card refers to credit cards that support VISA and MASTERCARD networks, and credit cards of UnionPay, American Express and other networks also have certain regional coverage and some characteristics of international credit cards.

If you really need an international credit card with wide coverage, please choose VISA online credit card. At present, all domestic banks that can issue credit cards will support VISA online credit cards. When you apply, you can make special instructions to bank customers and tell them that you want to apply for a VISA card.

What kinds of international credit cards are there?

Look down there. . .

What kind of credit card can be swiped abroad

Famous credit card international organizations and famous credit card companies

1. visa (visa)

2. MasterCard

3. Diners Club

4.american express card

5. Excavator

Visa and MasterCard are international credit card organizations, which do not issue cards themselves, but are issued by the banks of the member institutions of the agreement. Major domestic banks have basically joined these two organizations.

Credit cards issued by domestic card-issuing banks are dual-currency credit cards in RMB and USD. You are free to choose the credit cards issued by the member institutions of MasterCard or Visa.

From the practical point of view, there is almost no difference between the two. You can swipe your MasterCard almost anywhere you can swipe your Visa card overseas.

In addition, you don't need to pay the currency conversion fee when you use the UnionPay network to swipe your card in Singapore, and you don't need to purchase foreign exchange when you return to China to repay in RMB.

What's the difference between credit card UnionPay and visa?

UnionPay is a bank card organization in China. We can rely on UnionPay to make cross-bank withdrawals in China and spend money at any merchant. Some foreign countries support the withdrawal and consumption of UnionPay, such as Singapore and New Zealand.

VISA is one of the two largest credit card organizations in the world. Its function is equivalent to UnionPay, but its scope of use covers the whole world. There are VISA merchants and ATMs all over the world. When we go abroad, we can usually use Visa where there is no UnionPay.

The difference lies in different bank card issuers. The pros and cons of using it are: there are many POS and ATMs supporting UnionPay in China, and many in Europe support VISA.

How to use international credit cards abroad?

I suggest you search it. Credit card payment is very convenient.

What kind of credit card is better for studying abroad?

Can't directly say which bank, such an answer will be rejected by Baidu.

Common international credit cards generally have two settlement accounts, a RMB account and a foreign currency account, so they are also called dual-currency credit cards. The foreign currency accounts of dual-currency cards are mostly US dollars, and overseas transactions are mainly settled in US dollars through international organizations. Another international card is a single currency card, which has only one foreign currency account, that is, all transactions are settled in the corresponding foreign currency.

At present, China Bank has Great Wall International Euro Card, Great Wall International Sterling Card and Bank of China JCB Yen Dual Currency Card. There are many choices of Chinese and foreign currency accounts in various banks. In addition to RMB-USD dual-currency cards, ICBC and CITIC Bank also have RMB-HK-Dollar credit cards, among which ICBC also has Euro international cards. It depends on your own choice.

Six top credit cards in the world: American Express Centurion Card and other black gold cards.

As we all know, the equity of the centurion black gold card is staggering. At the beginning, only China Merchants Bank and ICBC issued them to a few honest elite customers. Now Minsheng Bank also has a Centurion Black Gold Card, but what other high-end unlimited cards are there besides Express Centurion Black Gold Card?

In the general classification of credit cards, there are ordinary cards, silver cards, gold cards, platinum cards and the highest unlimited cards in turn. American Express Centurion Card is an unlimited card. Unlimited cards, as the name implies, have no overdraft limit and can spend money at will. Because almost all the unlimited cards issued by various banking institutions are black, they are commonly known as "black gold cards". Black represents mystery, while black with metallic luster is superior and very luxurious, which conforms to the mysterious and noble characteristics of unlimited cards and cardholders.

1, American Express "Centurion Black Gold Card"

The minimum spending of centurion card holders is $250,000 per year, but holding this card will make you a member of the celebrity and rich club. With this card, customers can get a private cabin on a daily airliner, and enjoy first-class upgrade service, hotel suite upgrade service, private travel consultant service, various free gift services and loyalty programs that American Express Platinum Card members can also enjoy.

American Express Centurion Card can only be invited by American Express Card Company among its own platinum card users, and only top customers with 65,438+0% platinum card holders are invited to issue cards. It is issued to users who spend more than $6.5438+$5,000 on credit cards of other American Express companies every year, and there are also some other standards. At that time, cardholders had to pay American Express an annual fee of up to $65,438+0,000. Two years later, the annual fee increased to $2,500, which was issued only in the United States, Britain and China.

Characteristics and Application Conditions of Centurion Black Gold Card of China Merchants Bank

2. The "World Card" of Guzihang

As a member of Royal Bank of England and Royal Bank of Scotland, the "World Card" of Gu Zi Bank enjoys a high reputation at home and abroad. Only employees with net assets exceeding one million are eligible to apply for the "World Card". In addition to all the typical travel upgrades and luxury services, cardholders can even go shopping in their favorite department store at midnight.

3. Citibank Ultima card

This credit card is issued in Germany, Russia, Asia and parts of the Middle East. Its services include booking a private jet or Bentley car transfer service, and having the opportunity to rent a Ferrari yacht and its crew to enjoy a one-day sea trip. Users can also book a private island with this food card to avoid the noise. Citibank also bought another "Dinner Elite Card" in the United Arab Emirates to provide similar services. You can book the "one-on-one" service of the most popular three-star chef in Germany, and you can also order the tickets for the most popular football match.

4.Stratus "Reward VISA Card"

This kind of "white card" is specially designed for those customers who are not interested in the lounge or first class of the special airport and just want to fly by private jet. Fortunately, Stratus is a partner of Marquis Flight Leasing Company. The card provides its customers with various special products and services, such as AK travel packages, one-on-one sales services and Oscar-level gift packages.

Only nine countries or regions in the world have unlimited card products, and the total number of cards issued is only 30,000.

5. MasterCard Smith Benny President Card

This is a credit card specially designed by Citibank for private customers. The user's company must have assets of $654.38 million. Of course, if it has 5 million dollars, it will get more discounts. Cardholders can get points for purchasing ordinary air tickets and shop at designated stores for free. And if the customer pays the charter fee with this card, he can get three nights free accommodation in the designated cooperative hotel (if it is worth 900 US dollars).

6. Nie Meng Marcos' Inner Ring Card'

Nimon, a luxury retailer headquartered in Dallas and famous for its Christmas catalogue? Marcos sold its credit card division to HSBC last year, but it was still sold to the company and its sister company burgdorf? In Goodman's store, cardholders who spend a lot of money offer loyalty programs. Customers who spend more than 30 thousand will get the opportunity to participate in New York Fashion Week for free; If you spend more than 2 million yuan, you can get a guest appearance in the hit soap opera "Vibrant City Men and Women".

What is a full-currency credit card and which one is good?

Ping An Credit Card only supports RMB and USD, but you can use it in all countries and regions around the world. The exchange rate standard for consumption is as follows:

1, take the channel of China unionpay:

Credit card consumption in China is settled in RMB, and consumption abroad is based on the exchange rate of the card organization when the merchant applies for payment;

2. Take the channels of international card organizations (VISA, MasterCard, JCB):

Credit cards are settled in US dollars in China and consumption abroad, subject to the exchange rate of the card organization when the merchant applies for payment.

Note: No currency conversion fee is charged for overseas USD transactions, and 0.5% of the transaction amount of 65438+ is charged for overseas non-USD transactions (euros and pounds sterling) (that is, the cross-border handling fee is 0.5% of the transaction amount of 65438+); In Hong Kong, Macao and Taiwan and other countries and regions covered by China UnionPay, cardholders can declare to merchants when swiping their cards.

If you need to inquire more about Ping An Bank's business, you can click the link below to select the online customer service icon in the upper right corner of the home page or follow Ping An Bank's official WeChat account (pingan_bank) for detailed inquiry.

Reply time: February 2022-17. Please refer to the latest business changes announced by Ping An Bank in official website.

Which banks can apply for VISA international credit card

1, Industrial and Commercial Bank of China

Cosmos credit card (hereinafter referred to as "constellation card") is divided into two grades: simple platinum and gold. The design of the card surface is the same, which is distinguished by the color of the base on the card side. Black is simple platinum and red is gold card. Among them, the simple Platinum Card enjoys the privileges of VISA Platinum Card and all the benefits of Platinum Card except airport VIP room, high-speed rail VIP room, aviation accident insurance and travel inconvenience insurance.

2. Agricultural Bank of China

ABC Visa Olympic Credit Card is specially designed for customers who advocate sportsmanship and care about the Olympics and tourism. The products are free of annual fees and currency conversion fees, and there are many discounts and services such as travel, overseas shopping and online Haitao. To meet the outbound needs of tourism and study abroad.

3. China Merchants Bank

China Merchants Bank's all-currency international credit card is the first chip credit card in China that meets the international EMV standard and has VISApayWave function. It is characterized by both the traditional magnetic stripe identification system and the highly integrated chip as the information carrier, which lays the foundation for the security and function expansion of credit cards.

4. Minsheng Bank

Use Minsheng Visa full-currency credit card, swipe your card in the global Visa channel, with 0 foreign currency transaction fee and 3% overseas cash withdrawal fee. Stay in Hyatt Regency Hotel in Greater China and Asia (Japan, Korea, Thailand, Maldives, etc.) for 2 consecutive nights, and you can enjoy the third night free extension.

5. China CITIC Bank

MasterCard Standard Platinum Credit Card (Master) has selected nearly 200 high-quality golf clubs and driving ranges in more than 60 cities across the country. On this basis, tennis, high-end fitness, badminton and swimming have been added, covering nearly 500 venues in 25 key cities, including Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou and Zhengzhou, with reasonable distribution.