How much is the down payment for buying a house?

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In recent years, house prices have risen particularly fast, which makes many friends who want to buy a house very upset. After all, buying a house is not a trivial matter, it is not that easy, especially if it is paid in one lump sum. Now most property buyers will choose to pay the down payment first and then repay it every month. Then, the following small series will introduce the general down payment for buying a house.

First, how much is the general down payment for buying a house?

The down payment for buying a house varies according to different regional standards. The general situation is as follows: 1. For the first suite, the down payment for commercial loan is 30%, and the provident fund loan is within 20%(90 _). More than 90 _ is 30%); 2. For the second suite, the minimum down payment for buying a house is 50%; 3. In the case of three suites, the bank that needs a loan cannot give a loan according to the housing price; 4. In other cases, the minimum down payment is 30%.

Second, matters needing attention in paying down payment for house purchase

1. When the buyer pays the down payment, check whether the developer has the "five certificates". "Five certificates" refer to the state-owned land use certificate, construction land planning permit, construction project planning permit, construction permit and commercial housing sales (pre-sale) permit.

2. When buying a house and paying the down payment, the purchaser should pay attention to the commercial housing sales contract given by the developer, and use the standardized text of the housing sales contract uniformly printed by the real estate management department. Some developers fill in the contract text in advance, even the supplementary terms are filled in by themselves. In this filled contract text, there are a lot of unequal rights and obligations. If this happens, buyers must put forward their own opinions and must not act rashly.

Summary: The above is all the contents of the general down payment for buying a house introduced by Bian Xiao, hoping to bring help to everyone. Presumably, everyone knows something after reading it! If you want to know more relevant information, please pay more attention to Qijia. It will provide you with more complete, detailed and up-to-date information.

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