Advantages and Disadvantages of ICBC Cosmic Star Card

Advantages and disadvantages of ICBC Universe Star Card are as follows:

1. Advantages: unconditional annual fee reduction, time tolerance service, WeChat and Jingdong payment points, free video membership rights, and discount on value-added hotels.

2. Disadvantages: the application conditions are harsh. Individuals in ICBC must have at least 5 stars, and the amount of the first card is not high, maybe only a few thousand dollars.