What kinds of industrial and commercial credit cards are there?

What are the easiest credit cards for ICBC? These five applications are as simple as that!

Although all banks have credit cards, ICBC, as the largest bank in the universe, has indeed issued the most and most comprehensive credit cards, which is also related to the strong strength of ICBC. Many people want to have an ICBC credit card, but in most people's impression, the credit card of state-owned banks is not so easy to apply for. In fact, ICBC also has a credit card, which is very easy to handle. Let's take a look at them!

1, World Struggle Card

World Struggle Card is one of ICBC's main push cards, which has always had a good card issuance rate and is endorsed by Lang Ping. The face value of the card is quite high, and the colors of the three levels of cards are different. The cards are blue, red and black.

2. Star card

Icbc's constellation card can be said to be the peak of face value. The card designed with the pattern of twelve constellations is also one of the key card types. Needless to say, the card issuance rate is natural. There are also three levels, campus version of Puka, Gold Card and Simple Gold Card.

3, small white card

ICBC also has its own small white card, which is a joint card with JD.COM. You can apply through JD.COM platform or ICBC channel. Generally speaking, as long as you are a frequent visitor to JD.COM, your application will be easily passed.

4. Car plus card

ICBC's car card is more suitable for car owners and can enjoy discounts such as cash back, which meets the basic credit card application conditions of ICBC. Then, if you have a car in your name, you can basically apply, and the card issuance rate is also very high. There are also three grades: ordinary card, gold card and platinum card.

5. Zodiac card

ICBC's Zodiac Card is also a new card that is well known by many netizens. It is said that the card issuance rate is extremely high, and most of the applications have passed, only the first-class gold card is available.

The above five cards are the easiest credit cards for ICBC to apply for. When choosing a card level, you should choose it according to your star rating. Generally, you can choose an ordinary card with about three stars, a gold card with five stars and a platinum card with more than six stars.

[img] How many kinds of ICBC cards are there?

ICBC credit cards mainly include: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

1. Peony International Credit Card is a credit card product with international standards launched by China Industrial and Commercial Bank. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency. Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

2. Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount.

Peony Credit Card can be used at UnionPay acceptance points in China, Hongkong, Macau, Thailand, South Korea, Singapore and other regions, and settled in RMB, with functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

3. Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.

Extended data

Advantages of bank cards:

1: Fully realize paperless trading.

Most of the bills and documents used before were replaced by electronic checks, electronic bills of exchange and electronic receipts; The original paper money was replaced by electronic money, that is, electronic cash, electronic wallet and electronic credit card; The original paper document is sent by mail through the data communication network.

2. Convenient, fast, efficient and reliable service.

Through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. You can use the online banking service whenever and wherever you need it.

3. Low operating cost.

Due to the adoption of virtual reality information processing technology in online banking, online banking can reduce the number of business points without reducing the original business volume.

4: Simple and easy to use.

Online e-mail communication is also very flexible and convenient, which is convenient for communication between customers and banks and within banks.

Baidu Encyclopedia-ICBC Credit Card

What kinds of ICBC credit cards are there?

ICBC credit cards are divided into the following categories:

1. It is divided into credit card and quasi-credit card according to whether you enjoy the interest-free repayment period.

2. According to the credit rating, it is divided into black gold card, platinum card, gold card and ordinary card.

3. According to the account currency, it is divided into RMB card and dual-currency card (including multi-currency card).

4. Divided into UnionPay card, VISA card, MasterCard, American Express card, JCB card and dining card by brand.

5. According to the card issuing object, it is divided into personal card and business card, and personal card is divided into main card and auxiliary card.

6, according to the information carrier is divided into magnetic stripe card, chip card and magnetic stripe chip card.

For more information about credit card types of China Industrial and Commercial Bank, please visit: See More.

What types of credit cards does ICBC have?

According to different standards, ICBC's credit cards are divided into different categories, which can be roughly divided into: peony standard credit card, peony joint credit card and peony theme credit card. Other classifications are as follows:

1. ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand;

2. According to the credit rating, it is divided into: platinum card, gold card and ordinary card;

3. According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

I. Peony Standard Credit Card

Peony RMB Credit Card is issued by Industrial and Commercial Bank of China, and adopts the internationally accepted circulating overdraft consumption mode. The card issuer gives the cardholder a credit line according to the credit status of the cardholder, and the cardholder will spend first and then repay within the credit line.

Second, Peony Joint Credit Card

Joint credit card is a derivative product of peony card issued by commercial banks in cooperation with various institutions, and the logo of joint unit is printed on the card surface. The essence of its operation mode is that banks introduce preferential value-added services from another industry through the resources of joint partners, so joint cards not only have the financial service function of general credit cards, but also can enjoy discounts or other special services from joint companies.

Third, peony theme credit card

There are many kinds of peony theme credit cards. For example, Peony Food Card is a theme credit card issued by China Industrial and Commercial Bank, with the connotation of "love food and love life". Cardholders can not only enjoy the basic financial functions and services of ICBC Peony Credit Card, but also experience the preferential treatment of ICBC catering merchants all over the country, and enjoy the warm service provided by ICBC while enjoying the delicious food.

Extended data:

ICBC credit card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include Peony International Credit Card, Peony Credit Card and Peony Credit Card.

ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

References:

ICBC Credit Card-Baidu Encyclopedia

What are the introductions of industrial and commercial credit cards? Let's stop here.