How long can ICBC's credit card be cancelled when it is reported lost?

If the credit card is lost, we need to report it. Generally speaking, how long does it take us to cancel that credit card? Let's have a look.

How long can ICBC's credit card be cancelled when it is reported lost?

ICBC's credit card can be cancelled after 30 days of loss reporting. But at the same time, ICBC's credit card account needs to be in a normal state and there is no debt. Users can call 95588 to cancel their account through the manual service of credit card. If the account status is abnormal, please bring your valid ID card to the card issuer or designated business outlets. If others are needed to handle it on their behalf, the valid identity certificate of the agent must also be provided.

You cannot cancel the loss reporting card without a card. If the account is closed with a supplementary card, the cardholder of the main card shall close the account with the supplementary card. If the annual fee is not met, the annual fee will be deducted according to the number of months of use when the account is cancelled. Users are advised to continue to use the card and cancel it after reaching the annual fee reduction standard.

Is there an annual fee for ICBC to report the loss of its credit card?

If the cardholder incurred the annual fee when using the ICBC credit card before and did not meet the conditions for reducing the annual fee of the credit card, the annual fee will still be paid after reporting the loss of the credit card. On the other hand, if the cardholder has previously used the ICBC credit card to meet the annual fee waiver conditions, there is no need to pay the annual fee after reporting the loss of the credit card. Generally speaking, only when the credit card is not activated, the credit card has been cancelled and the credit card exemption conditions are met, the credit card will not charge an annual fee.

The following are the conditions for the annual fee reduction of China Merchants Bank's credit card:

1, the annual fee is exempted when the transaction reaches the standard.

Gold card, ordinary card and simple platinum card are exempted from the annual fee for the current year if they have spent 5 times or accumulated 5,000 yuan (equivalent to foreign currency);

The accumulated consumption of Platinum Card is 200,000 yuan (equivalent to foreign currency), which is exempt from the current annual fee, excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC has determined cannot accumulate points. Among them, the online consumption transaction of dual-currency credit cards on overseas websites without cards is included in the annual fee-free scope.

2. Free of annual fee within the validity period.

Some cards, such as Constellation Card, China Zanzan Card and ICBC E Card, are free of annual fees during the validity period;

3. Free annual fee for redemption of points

Some platinum cards support the exchange of personal comprehensive points for annual fees.