Personalized credit card

How to reissue the photo of China Construction Bank's credit card personality cards?

If the previous card face picture fails to pass the examination, or the card face has not been uploaded before the application, you can upload it again through the CCB website.

Log on to this website first. The first website that came out of your Baidu search for "CCB I love personalized cards" was the personality cards website of CCB. After logging in, you need to register if you want to upload the card face. If you have registered, you can log in directly and upload the card face picture. After the upload is successful, the website will review the pictures for about 3 working days. Then you can read the audit results online. If the card face is approved, when your personalized credit card is approved, you will regard this picture as you.

Do you know that three types of people are prone to accidents when using credit cards? Compare whether it is wise to spend your money.

In fact, I have used credit cards for more than 20 years, and both domestic and foreign banks have launched them, which is considered to be more experienced. The essence of credit card belongs to banks. Whether this product brings happiness or misfortune to people depends on everyone's own situation and personality. In fact, the logic of various financial institutions lending money to you for consumption is to let you spend in advance, but some people here mistakenly believe that excessive consumption has entered the misunderstanding of consumption.

Using credit cards is very dangerous, which can be roughly divided into these three categories: one is that although there are several credit cards in hand, they are casually spent, regardless of the consequences, and some people even use POS machines to brush them repeatedly. In the end, the credit card overdraft has exceeded its repayment ability, which is very dangerous.

The other is to buy luxury goods with credit cards. At that time, you seemed to be able to afford it, but later you still couldn't afford it, so you might choose to repay it by installments. Although these people can remember to pay back their credit cards every month, they will never return on the road of excessive consumption. In the long run, they will only have more and more debts and less and less money. If you are such a consumer, you'd better cancel all your credit cards and get into the habit of saving money, which is good for your future.

There is another kind of people with low income and poor self-control ability, who often forget to pay back the money. For them, such early consumption may be more dangerous. Once he overspends and can't repay in time, it will generate quite high interest. Once the repayment is broken, it will also affect his personal credit and the consequences will be more troublesome. Therefore, credit card overdraft is also unfavorable to this group of people.

Of course, as a bank product, credit cards are not a problem for people with strong self-control ability. Because he can repay in time, it is convenient to use, and short-term overdrafts can also be repaid in time without extra payment, which objectively takes a little advantage from the bank! Including myself, I know at least a dozen friends whose credit cards have never expired. And I can afford it every month.

Another purpose of credit card is to overdraw cash, but this hidden cost is very high. Not only is there a handling fee of about 1% for withdrawing money, but also the overdraft interest needs to be paid back immediately. The daily interest rate is 0.050% (five ten thousandths of the daily interest rate) and the annualized interest rate is 18.250%. If the overdraft is too large, the monthly salary may be just enough to pay interest and handling fees, and this life will be greatly affected. It's best not to do this unless it's absolutely necessary!

We know that there are various conditions for applying for a credit card. Many people can't get a credit card, and some people don't have a high quota even if they do. Therefore, it is good to have a credit card, but you must use it correctly-first, repay it on time, and second, spend it only within your own ability. Try not to repay it in installments or spend too much. Third, don't overdraw if you can't overdraw cash.

How to deal with credit cards in personality cards?

The situation of each bank is different.

(1) Shanghai Pudong Development Bank can customize various types of credit cards.

(2) China Merchants Bank, Diamond Credit Card and golden sunflower card customers with total assets of 500,000 yuan can be customized.

(3) Everbright Bank, a user who already holds a Everbright credit card, can apply for a dazzling number card when handling the second card, which can be customized for 6 people.

(4) Industrial Bank and UnionPay Constellation Gold Card can define the last 6 digits.

(5) CCB and Longka credit cards can be customized for payment.

(6) Ping An Bank and diamond card users can apply for customized debit cards.

(7) Bank of Communications can apply for customized Ward Wealth Card with daily average assets of more than 500,000 yuan.

(8) hengfeng bank Xinyi Card Savings Card personality cards noodles, optional, free.

1. Shanghai Pudong Development Bank

As for the debit card of Shanghai Pudong Development Bank, both the 2020 Zodiac debit card of the Year of the Rat and Yao Xingka of the Happy Yangtze River Delta support customization. The charges for the two cards are the same, and the customization fee is only 18 yuan.

Second, China Merchants Bank.

Golden sunflower card, China Merchants Bank Platinum Debit Card, supports independent choice of personality.

Users can apply at bank outlets. It should be noted that to handle this card, assets (deposits, funds, insurance, entrusted wealth management, national debt and third-party depository, etc. All accounts in the same branch of China Merchants Bank must reach RMB 500,000.

In addition, in terms of credit cards, China Merchants Bank Diamond Credit Card also supports customization.

Four. industrial bank

Industrial Bank UnionPay Constellation Gold Card (12 Constellation) supports customization of 6 digits, and different special card face technologies can be selected. Customization fees range from 66 to several hundred.

Verb (abbreviation of verb) China Construction Bank

CCB Credit Card supports a variety of card surface customization, including Zodiac series, National Tide City series, Inspirational series, National Tide Lucky series and other themes, and also supports the last six kinds of customization.

What are the rights and interests of China Merchants Bank Constellation Credit Card?

1, you can enjoy a free one-year health insurance from China Merchants Bank. 2. Cardholders can also enjoy a 20% discount coupon for bill installment fee. 3. It is worth mentioning that the cardholder can spend six times according to the regulations, and after each transaction reaches 18 yuan, he can also receive activities gifts such as China Merchants Bank credit card 1000 points, backpacks and so on.

First, the annual fee situation UnionPay gold card, the annual fee in the first year is directly reduced, and the annual fee in the following year can be reduced by swiping the card 6 times in the current year, and so on. If the card fails to meet the standard within the annual fee period, the annual fee will be charged according to the standards of 300 yuan/year for the main card and Kloc-0/50 yuan/year for the auxiliary card, which will be directly deducted from the credit card limit and included in the latest bill, and must be repaid on time.

Second, the gold card amount is between the ordinary card and the platinum card, which is higher than the ordinary card, and the platinum card is lower, generally between 1-50000 yuan. The specific amount still depends on the results of the comprehensive evaluation of the bank. Factors such as income, work unit, working years, marriage or not, debt or not will affect the quota evaluation.

Three. Card equity 1. First gift: new residents will apply for a card before the deadline of March 3, 20201,and within two months after issuing the card, they will be bound to WeChat, Alipay, China UnionPay Express or various mobile phones and then scan the code to pay, completing six transactions with a total price of 18 yuan, and they can receive the first gift within three working days to two months after issuing the card. Gifts include TOMMYHILFIGER shoulder bag, GUESS fashion women's shoulder bag and China Merchants Bank credit card 1000 points, but only one of the three can be selected.

4. Constellation Privilege: As of March 3, 2020, cardholders can receive a 20% discount coupon for 1 billing installment fee through the Pocket Life APP within the constellation month. This coupon can only be used in installments at 12 and above, and the installment fee can be reduced at most in 300 yuan.

The most important conditions for applying for China Merchants Bank credit card are: 18-60 years old or above, with a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, or an income tax withholding certificate, or it can be the market value of a house, car, deposit and investment.

China Merchants Bank Constellation Guardian Credit Card is a UnionPay single gold card issued by China Merchants Bank. There are twelve constellations in the black mysterious card face, and different constellations correspond to different personalities. The maximum credit card limit of China Merchants Bank Constellation Guardian is 50,000 yuan, and the specific limit is subject to the audit results. In addition, the annual fee of China Merchants Bank Constellation Guardian Credit Card is 300 yuan/year, and the annual fee of the supplementary card is 150 yuan/year, which is free in the first year, and the annual fee of the following year is free if you swipe your card six times in that year.

Excuse me, which bank has my picture on its credit card? (Very personal! )

Personality cards, newly launched by Shanghai Pudong Development Bank, can print his photo directly on the card, and 80 yuan can complete the work.

The photo card is upstairs. There is a small photo of the cardholder on the back of the card, which eliminates the formalities of using the ID card. The front of Franco-Prussian is a photo of Zhang greatly, but the bigger the pixel, the better, and the clearer the effect.

CITI mentioned upstairs is a credit card, and this new personality cards is a savings card. There is no CITI on the card surface.

I work in Pufa, hehe.

How many credit cards do you have? What cards do you have that are basically enough?

With regard to the use of credit cards, many people are always on the road of "keeping cards with cards", and the final result is that their credit cards are increasing and their debts are increasing. Although this can solve temporary problems, there will be more problems waiting for you. So, how many credit cards is the best for a person?

On the issue of credit cards, this is a commonplace topic, because everyone's situation is different, so many people have different attitudes towards the use of credit cards. As we said today, how many credit cards are best for everyone? For ordinary people, three credit cards are enough. Some people may say that you need more money, but you should know that credit cards are not more "credit", on the contrary, they may drag you down. The essence of credit card is to let cardholders experience the fun of overspending. No matter how much money the bank sends you, the money is not yours, and it needs to be repaid in time after consumption. According to the personality of ordinary people, three credit cards are enough, which is the ideal number of credit cards.

Three credit cards are more convenient to remember, just remember three repayment dates, and it is not difficult to manage well. Moreover, the amount of three credit cards and various preferential activities can also meet our normal consumption needs, and according to the previous good credit record, we can continuously increase the amount of credit cards. Instead of having too many credit cards, it is better to use three credit cards in a planned way, which can reduce the probability of overdue and meet the needs of life.

Why is it best to hold three credit cards? Generally speaking, we don't encourage handling a large number of credit cards. For normal office workers, it is enough for everyone to have two or three credit cards. You'd better put some cards on it, so as to ensure timely repayment according to your own limit, which not only ensures your good credit, but also benefits your credit card limit. You know, once you get into the bank's credit blacklist, it's hard to get out again.

So much for the introduction of personalized credit cards.