I applied for the ICBC Cosmos Constellation Credit Card, which was approved on the 27th of last month and is being processed.

Online application is generally completed within 15 working days, and the card can be approved in 3-5 days in most areas.

After the business card is printed, the card will generally arrive at the card collection outlet within 5 working days, and it may take longer in some areas.

Each province generally has a business card printing center for business card printing. The business card printing center will issue cards on the same day or the next day, and then send them to the credit card department that applied. From the credit card department to the card collection outlets, some regional outlets have to go to the credit card department to get the cards themselves. Because it takes a long time from sending the card to picking it up, it is suggested that qualified friends choose the credit card department to pick it up when handling the card, which can shorten the time.

credit card

Credit Card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service.

Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, serial number and cardholder's name printed on the front, and the card surface has a chip, a magnetic stripe and a signature strip.

Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders do not need to pay cash when using credit cards, but will make repayment on the billing date. [ 1]?

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

China's relevant laws ("NPC Standing Committee on

20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, and the English name of Credit Card was stipulated.