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How to use two cards of ICBC Cosmic Constellation Card? Can I only activate UnionPay?

Industrial Bank Cosmos Star Card adopts the popular starry sky black and stunning bronzing technology, and also adds constellation elements. It deserves to be the peerless beauty of ICBC credit card. As a cardholder of Yankong, you must have one every minute. However, many card friends will encounter this situation when they apply for a cosmic constellation card. They obviously only applied for a credit card. Why do they have two cards? How to use these two cards? If you can only activate UnionPay, I'll introduce it to you.

How to use two ICBC Cosmos Star cards?

As far as I know, ICBC's Star Card has a card handling system of 1+ 1. Regardless of whether you apply for a UnionPay single-label single-currency card or a VISA single-label multi-currency card, you will be given a magnetic stripe card and a non-connected chip card. These two card accounts are related and can be used together.

1, UnionPay single-logo single-currency card: magnetic stripe +PBOC non-connected chip card, the usage is very simple, UnionPay card is mainly used for domestic credit card transactions, which can be swiped at domestic UnionPay POS machines, online payment by third parties such as Alipay and WeChat, or scanned in physical stores.

2, VISA single logo multi-currency card: magnetic stripe +EMV non-connected chip card, the usage is also very simple, foreign currency cards are mainly overseas credit card transactions, mainly through the POS of VISA channel, but also on some Haitao websites, Haitao and so on. I have to mention one advantage here, that is, there is no handling fee and no foreign currency exchange rate for overseas credit card transactions.

Can ICBC Universe Star Card only activate UnionPay?

Generally speaking, you can activate any ICBC Cosmos Star card. If there is no plan to go abroad, it is enough to activate the UnionPay card, and the VISA card can be temporarily deactivated. However, many card friends said that they need to activate two star cards at the ICBC counter, otherwise they will not be able to enjoy the preferential policy of annual fee exemption if only one card is activated, but this authenticity remains to be discussed.

I also applied for the ICBC Cosmic Constellation Card, and I was indeed asked to activate two cards, but my colleague also applied for the Constellation Card and only went to the counter to activate the UnionPay card. It can be seen that not two cosmic constellation cards must be activated at the same time. You can be tough and tell the teller that only UnionPay cards can be activated, and VISA can activate it by itself if necessary.

The above is "How to use two cards of ICBC Cosmic Constellation Card? Can I only activate UnionPay? " Although there are two star cards, you can activate one according to your own needs. It should be noted that inactive cards are likely to be regarded as unreceived cards, and you will often receive card-receiving messages from ICBC, which can be ignored.