Constellation card credit card annual fee

Is ICBC Constellation Credit Card free of annual fee?

Yes, there is no annual fee.

Simple platinum cards and gold cards are exempt from annual fees within the validity period.

Cosmic credit cards are divided into simple platinum and gold grades. The design of the card surface is the same, which is distinguished by the color of the base on the card side. Black is simple platinum and red is gold card.

Among them, the simple platinum card enjoys the benefits of VISA Platinum Card and UnionPay Platinum Card, and all the benefits of ICBC except airport VIP room, high-speed rail VIP room, aviation accident insurance and travel inconvenience insurance.

Extended data:

Other rights and interests of ICBC Constellation Credit Card:

1, time service

3-day repayment grace period refers to providing cardholders with 3-day repayment grace period service. If the cardholder repays within 3 days after the due repayment date, it is deemed that the cardholder repays on time.

2. Tolerance service

For cards opened after the dates of 20 17, 12, 1 (inclusive), the current repayment tolerance difference is 10 yuan. Grace period for due repayment (due repayment date+grace period). If the unpaid part of the previous bill is less than or equal to 10 yuan, it is deemed that the cardholder has repaid in full.

For cards opened before 20 17 12 1, the minimum repayment grace difference is 10 yuan. On the due repayment grace period (due repayment date+grace period), if the minimum repayment amount of the previous bill is less than or equal to 10 yuan, it is deemed that the cardholder has paid the minimum repayment amount.

References:

China Industrial and Commercial Bank-Cosmos Constellation Credit Card

ICBC Cosmos Constellation Credit Card Set UnionPay card ++visa card are all MasterCard. How to calculate the annual fee?

Gold visa card annual fee 100 yuan, UnionPay card annual fee 50 yuan, charged separately. You can cancel the visa card separately, but because the visa card is the main account card, the annual fee will be deducted by mistake after canceling the account. Originally, there was no annual fee, because there was an annual fee for selling visa cards. It is recommended not to cancel your visa card.

ICBC Cosmos Constellation Credit Card is free of annual fee within the validity period. After the expiration date, you can spend five annual fees in the next year without two cards in one card year.

Extended data:

1. Before the cardholder activates the credit card, the bank may not charge an annual fee, so the credit card cannot be used. ICBC Star Card is free of annual fee within the validity period.

2. ICBC's Star Card I * * * has three levels, with different levels and different quotas:

Puka-class credit card, the amount is below 1 0,000 yuan;

Gold grade, the amount is between 6,543,800 yuan and 50,000 yuan;

Platinum card level, the amount is more than 50 thousand yuan.

References:

Baidu Encyclopedia-Credit Card Annual Fee Rules

How does ICBC Cosmos Constellation Credit Card distinguish between Puka Gold Card and Platinum Card?

ICBC Cosmos Constellation Credit Card has no ordinary card, which is distinguished by the color of the card base. The gold card is black and the platinum card is red.

Cosmic credit cards are divided into simple platinum and gold grades.

Cosmos credit cards also have the same design, which is distinguished by the color of the base on the card side. Black is simple platinum and red is gold card.

Among them, the simple platinum card enjoys the benefits of VISA Platinum Card and UnionPay Platinum Card, and all the benefits of ICBC except airport VIP room, high-speed rail VIP room, aviation accident insurance and travel inconvenience insurance.

Extended data

Cosmos credit cards are divided into simple platinum cards and gold cards, as follows:

1, free of annual fee within the validity period;

2. Tolerance of repayment time;

3. Free of foreign exchange fees;

4. You can get 10 times points for spending on your birthday;

5. If it is the bank's first credit card, if you spend 1 pen within 30 days after opening the card, you can get 1 month video membership on the platform of "Selection-Newcomer Zone-Card Right Inquiry and Collection" of ICBC E Life app;

6. Simple Platinum Card customers enjoy a 30% discount on Accor Hotel room rates;

7. Enjoy two free afternoon teas and one discount in a five-star hotel;

8. From now until 20 19 12 3 1, new customers who apply for the Star Constellation Card online can get a VIP member of Youku or Iqiyi Video for 6 months by spending a sum of money at will within 30 days after opening the card.

China Industrial and Commercial Bank China Website-Credit Card-Card World

China Industrial and Commercial Bank China Website-Customer Service-Cosmos Constellation Credit Card Introduction

How much is the annual fee for ICBC Cosmos Star Card? Easy free annual fee!

There are all kinds of credit cards. For ICBC Cosmos Star credit card, it is very popular with young people. Because of its simple coffee color, it is simply the peak of credit card value. Many people are not very clear about the annual fee rules of this credit card. Let me introduce it to you here.

How much is the annual fee for ICBC Cosmos Star Card?

Cosmic constellation credit card is an exclusive credit card designed by ICBC for the twelve constellations, which has two grades: gold card and simple platinum.

Among them, there is also a set of cards. UnionPay card +VISA card is the main card, and the annual fee is extra. Gold card VISA card 100 yuan, unionpay card 50 yuan.

But! Star card free of annual fee:

As long as your bid is successful, whether it is a simple platinum card or a gold card, you can avoid the annual fee within the validity period. If the validity period expires, you can swipe your card with a single card within one year, and you can spend five years' annual fee without two cards.

It should be noted that if you want to return your card, don't return your VISA card. VISA card is the main account card, which will lead to the wrong deduction of annual fee. What's the point?

Generally speaking, this constellation card of ICBC has a high face value and rich rights and interests, and can be exempted from annual fees. Obviously, people can eat by their face value, while others still rely on their strength!

The above is the content of the annual fee of ICBC Cosmic Star Card. After reading it, I believe everyone has a certain understanding. If you like it, why hesitate? Go and choose your star card!

The introduction of Cosmos Constellation Credit Card Free Annual Fee and Constellation Credit Card Annual Fee ends here. Did you find the information you needed from it?