How many cards does ABC have?

Agricultural Bank of China cards are divided into debit cards and credit cards, which are usually called credit cards. Debit cards are usually called savings cards, and savings cards are classified in different ways. Jin Sui Bao Tong can be divided into unit card and personal card, and can also be divided into chip card and magnetic stripe card.

In addition, according to the theme, it can also be divided into ordinary cards, commemorative cards, campus cards, volunteer cards, tourist cards and so on. If graded, some can be divided into ordinary cards and VIP cards, and VIP cards can be divided into diamond cards, gold cards and platinum cards.

1. At present, there are: Jinsui standard credit card and theme credit card?

Credit cards are divided into credit cards and quasi-credit cards.

Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. ? Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

2. Debit cards currently include Jinsui Debit Card and Jinsui Star Card?

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. ? The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. ? Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. ?

Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

Extended data:

Jinsui Debit Card is a financial payment tool issued by Agricultural Bank of China, which has all or part of functions such as cash deposit and withdrawal, transfer settlement, consumption and wealth management. It is online and recorded in real time, and overdraft is not allowed.

Jinsui debit card has no validity period and can be used for a long time.

1 and 9559 unionpay cards

2, 6228 international standard UnionPay card

Application conditions

1. Any company that opens a basic deposit account in the place where the issuing bank is located may apply to the issuing bank for a company card.

2. Individuals can apply for personal universal cards with their valid certificates.

3. Open the card immediately after application.

Trade laws and regulations

1. The funds in the commercial card account of Jinsui Debit Card must be transferred and deposited by the applicant basic deposit account, and cash receipt and payment business is not allowed. All transaction funds of the company card are credited to the company card account.

2. The funds in the personal card account are deposited with the cash held by them or transferred out with their wages, personal legal labor remuneration, investment returns and other income.

3. If the cardholder withdraws more than RMB 50,000 (excluding) in cash from the account once a day, he shall provide valid identity documents. To withdraw cash of more than RMB 200,000 (inclusive) at one time, the cardholder must make a telephone reservation at least 1 day in advance.

4. Cardholders can withdraw cash from domestic ATMs with Jinsui debit card and password, and the daily withdrawal times of each card shall not exceed 10, and the accumulated withdrawal amount shall not exceed RMB 20,000; Cardholders can withdraw cash from overseas ATMs with Jinsui debit card and password, and the daily withdrawal times of each card shall not exceed 10, and the accumulated withdrawal amount shall not exceed RMB 5,000 equivalent in foreign currency.

5. When the cardholder handles business at the ATM, if the Jinsui debit card is swallowed due to terminal failure or personal operation, the cardholder shall, within 3 working days from the day after the card is swallowed, go to the bank outlet to which the ATM belongs with his valid identity certificate and the card swallowing notice printed by the ATM. If the card is not received within the time limit, the issuing bank has the right to cancel the card.

6. The deposit in Jinsui debit card account shall be paid with interest according to the deposit interest rate and interest-bearing method published by Agricultural Bank of China, and the personal income tax on the deposit in personal card account shall be withheld and remitted by the issuing bank at the tax rate stipulated by the state.

Baidu Encyclopedia-Jinsuika