Icbc high credit card

What is the general credit card limit of ICBC?

Under normal circumstances, the limit will be reviewed by the local card issuer according to the materials submitted by you and the comprehensive credit status.

(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )

What kind of card should I use for ICBC credit card?

Recommend the following ICBC credit cards with rich rights and interests and high quota:

1, ICBC Shangri-La co-branded Platinum Card;

2. ICBC Cosmos Constellation Credit Card;

3. JD.COM Xiaobai Card of Industrial and Commercial Bank of China.

These cards are worth dealing with. You can learn from it and choose the card that suits you best according to your own needs.

If you want to know what kind of card ICBC credit card is suitable for, please visit: See More.

What is the maximum credit card (debit card) limit of ICBC?

China Industrial and Commercial Bank's credit card (debit card) platinum card can be up to 200,000 to 1 10,000. Generally, the amount of ordinary cards is between 1000- 10000 yuan, the amount of gold cards is between 10000-50000 yuan, the amount of platinum cards is over 50000 yuan, and the maximum amount of black cards is 1000 million yuan.

The credit limit of ICBC's credit card (debit card) is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card (debit card) quota.

Which is easier to apply for a high-value industrial and commercial credit card?

1. ICBC strives for Lang Ping Credit Card: The credit card endorsed by Lang Ping has three grades: ordinary card, gold card and simple platinum card, all of which are free of annual fee within the validity period, and can provide a three-day grace period for repayment, free of foreign exchange handling fees, and the highest mobile phone insurance is 1990 yuan.

2. Cosmos Constellation Credit Card: There are two levels: gold card and simple white card. During the validity period, there is no annual fee, and you can enjoy the service rights such as 3-day grace period, 0 foreign exchange handling fee, birthday consumption 10 times points, free account security insurance+account security lock.

3. ICBC UnionPay Zodiac Credit Card: There are two levels of gold card and platinum card, and the annual fee can be conditionally reduced. It can provide three-day repayment grace period, travel inconvenience insurance, account security insurance and other service rights, and the first monthly China UnionPay Express Pass can be obtained free of charge. 12306 The highest discount for ticket purchase is 20 yuan.

ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

Mudan international credit card

Peony International Credit Card is an international credit card product launched by Industrial and Commercial Bank of China. International cards are used at home and abroad, and are settled in RMB and a specified++. Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount.

Peony Credit Card can be used in China, Hongkong, China, Macau, China, and UnionPay acceptance points in Thailand, South Korea and Singapore. It is settled in RMB and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.

Report loss guide

Loss reporting outlets

If the cardholder loses his credit card, he can apply for reporting the loss at a nearby ICBC outlet. Any branch of ICBC can apply for loss reporting without going to the card issuing branch. The application for loss reporting by outlets is a formal loss reporting. If you need to report the loss, please go to the peony card issuing department in the area where your credit card account is located.

Self-help loss reporting

Self-service loss reporting means that you can temporarily report the loss of your online banking or telephone banking registration card, debit card or debit account to fully protect your funds.

What is the general credit card limit of ICBC?

The maximum credit card limit of ICBC is 6.5438+0 million, and the maximum gold card limit is 50,000. The specific amount is subject to the audit results.

Raise the quota

First of all, if it is a universal card, it can automatically increase the credit limit.

If the card meets the following criteria and has no bad credit record, ICBC can automatically upgrade the credit limit:

1. If it is not less than 3 months after the account is opened and the accumulated consumption is above 500 yuan (inclusive), the credit line can be adjusted to 500 yuan;

2. The credit line can be adjusted to 1000 yuan after reaching the level of credit line in 500 yuan and accumulated consumption of 500 yuan (inclusive) for at least 3 months;

3. It has reached the credit line level of 65,438+0,000 yuan and accumulated consumption is above 500 yuan (inclusive), and the credit line can be adjusted to 2,000 yuan after at least 3 months.

If the local card issuer has special regulations, this service is not applicable.

You can also call the customer service hotline of ICBC, select 2 Manual Service -2 Credit Card Service, and propose to adjust the credit line. The adjusted credit line is not higher than 2000 yuan.

References:

Baidu Encyclopedia-ICBC Credit Card

Which kind of industrial and commercial credit card is better, and the application amount is high?

ICBC credit cards have different credit lines according to different card types. (Shizuka said card A)

1. The amount of Puka is 0-20,000 yuan.

2. Gold card amount 1 10,000-50,000 yuan.

Three, the amount of platinum card in more than 50 thousand yuan.

The credit limit of ICBC credit card can be automatically upgraded. The specific credit card limit is determined by ICBC Credit Card Center according to the assessment results of the cardholder's solvency. The materials submitted when applying for a credit card can improve the credit evaluation of the cardholder by the bank and be used to increase the initial credit card limit.

This concludes the introduction of which ICBC has a high credit card limit and which ICBC has a high credit card limit. I wonder if you found the information you need from it?